Competition and Efficiency in Banking: Behavioral Evidence from Ghana

 
Author/Editor: Buchs, Thierry D. ; Mathisen, Johan
 
Publication Date: January 01, 2005
 
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Disclaimer: This Working Paper should not be reported as representing the views of the IMF. The views expressed in this Working Paper are those of the author(s) and do not necessarily represent those of the IMF or IMF policy. Working Papers describe research in progress by the author(s) and are published to elicit comments and to further debate
 
Summary: This paper assesses the degree of bank competition and discusses efficiency with regard to banks' financial intermediation in Ghana. By applying panel data to variables derived from a theoretical model, we find evidence for a noncompetitive market structure in the Ghanaian banking system, which may be hampering financial intermediation. We argue that the structure, as well as the other market characteristics, constitutes an indirect barrier to entry thereby shielding the large profits in the Ghanaian banking system.
 
Series: Working Paper No. 05/17
Subject(s): Competition | Banking | Ghana | Economic models

Author's Keyword(s): Ghana | banking competition
 
English
Publication Date: January 01, 2005
ISBN/ISSN: 1934-7073 Format: Paper
Stock No: WPIEA2005017 Pages: 26
Price:
US$15.00 (Academic Rate:
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