Deposit Insurance Database

 
Author/Editor: Asli Demirgüç-Kunt ; Edward Kane ; Luc Laeven
 
Publication Date: July 03, 2014
 
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Disclaimer: This Working Paper should not be reported as representing the views of the IMF. The views expressed in this Working Paper are those of the author(s) and do not necessarily represent those of the IMF or IMF policy. Working Papers describe research in progress by the author(s) and are published to elicit comments and to further debate
 
Summary: This paper provides a comprehensive, global database of deposit insurance arrangements as of 2013. We extend our earlier dataset by including recent adopters of deposit insurance and information on the use of government guarantees on banks’ assets and liabilities, including during the recent global financial crisis. We also create a Safety Net Index capturing the generosity of the deposit insurance scheme and government guarantees on banks’ balance sheets. The data show that deposit insurance has become more widespread and more extensive in coverage since the global financial crisis, which also triggered a temporary increase in the government protection of non-deposit liabilities and bank assets. In most cases, these guarantees have since been formally removed but coverage of deposit insurance remains above pre-crisis levels, raising concerns about implicit coverage and moral hazard going forward.
 
Series: Working Paper No. 14/118
Subject(s): Deposit insurance | Financial institutions | Banking crisis | Global financial crisis, 2008-2009 | Databases | Data analysis

 
English
Publication Date: July 03, 2014
ISBN/ISSN: 9781498354479/1018-5941 Format: Paper
Stock No: WPIEA2014118 Pages: 44
Price:
US$18.00 (Academic Rate:
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