## Figure 1.23. European Bank Profitability, 2016

## Source details

**Canonical URL:** [Figure 1.23. European Bank Profitability, 2016](https://www.imf.org/-/media/files/publications/gfsr/2017/april/chapter-1/figure1-23d.csv)

## Other formats

- [Markdown version](/-/media/files/publications/gfsr/2017/april/chapter-1/figure1-23d.csv.md)
- [Structured JSON version](/-/media/files/publications/gfsr/2017/april/chapter-1/figure1-23d.csv.json)

---

### Overview
- Title in dataset: "Figure 1.23. European Bank Profitability, 2016"
- The dataset presents multiple panels labeled in the source as:
  - "1. Sample European Banks by ROE Thresholds"
  - "2. Sample Domestic Bank ROE and ROA"
  - "3. Sample Domestic Bank ROA"
  - "4. Sample Domestic Bank Preprovision Profit, Revenues, and Costs"
  - "5. Sample Domestic Banks by ROE Thresholds and Institution Type"
  - "6. Sample Domestic Bank ROA within Countries"

### Sample composition and ROE thresholds
- Sample breakdown (by assets, as presented):
  - "Total" row: 15, 32, 53; percent of sample assets: "100"; number of firms in sample: "172"
  - "Domestic" row: 18, 7, 75; percent of sample assets: "40"; number of firms in sample: "141"
  - "Global" row: 8, 29, 63; percent of sample assets: "29"; number of firms in sample: "11"
- ROE threshold categories used in the dataset:
  - "Healthy (ROE > 10%)"
  - "Challenged (8% < ROE < 10%)"
  - "Weak (ROE < 8%)"

### Domestic bank performance — ROA and ROE (selected entries)
- Country-level ROA and ROE entries extracted from sample rows (values preserved exactly as in source):
  - United Kingdom: "Return on assets (basis points)" 13.59; "Return on equity (percent)" 2.55
  - France: "Return on assets (basis points)" 38.72; "Return on equity (percent)" 7.3
  - Germany: "Return on assets (basis points)" 16.61; "Return on equity (percent)" 2.92
  - Ireland (multiple entries across panels): "1.97", "0.66", "-1.67", "0.43", "1.14"
  - Sweden (multiple entries across panels): "1.13", "0.57", "-0.71", "-0.05", "0.83"
  - Norway (multiple entries across panels): "1.34", "0.67", "-0.81", "-0.29", "0.76"

### Preprovision profit, revenues, and costs (panel labels and selected measures)
- Panel label: "4. Sample Domestic Bank Preprovision Profit, Revenues, and Costs"
- Items listed in the dataset for this panel:
  - "Net interest income"
  - "Noninterest income"
  - "Operating cost"
  - "Provisions"
  - "ROA"
  - Separate column labels include "Operating costs" and "Revenue"

### Institution types and ROE thresholds
- Panel label: "5. Sample Domestic Banks by ROE Thresholds and Institution Type"
- Institution-type entries present in the sample rows:
  - "Commercial banks"
  - "Savings, cooperative, development, policy, and state-owned banks"
- Example institution-type distribution snippets (preserved exactly):
  - Commercial banks: "30", "7", "63"
  - Savings, cooperative, development, policy, and state-owned banks: "6", "6", "88"

### Country-level highlights and selected country metrics (exact values)
- Country codes and paired numeric values appearing in the dataset (preserved exactly):
  - DNK — "49.46", "9.2"
  - NOR — "76.46", "10.38"
  - BEL — "31.2", "6.05"
  - AUT — "35.53", "6.41"
  - IRE — "113.84", "9.96"

*Source: figure1-23d dataset (csv worksheet). *

---


_Source: https://www.imf.org/-/media/files/publications/gfsr/2017/april/chapter-1/figure1-23d.csv_