## figure1-4

## Source details

**Canonical URL:** [figure1-4](https://www.imf.org/-/media/files/publications/gfsr/2017/october/chapter-1/pdf-data/figure1-4.pdf)

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- [Markdown version](/-/media/files/publications/gfsr/2017/october/chapter-1/pdf-data/figure1-4.pdf.md)
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### GSIBs’ Global Market Share by Asset or Activity, 2016 (or latest)
- Bank loans — $110 trillion
- Bank assets — $79 trillion
- Total exposures — $0.6 trillion
- Level 3 assets — $26 trillion
- International loans — $50 billion
- EM US$ project finance — $87 billion
- EM US$ syndicated loans — $60 billion
- Payments — $600 trillion
- Underwriting revenues — $48 billion
- Derivatives — $2,500 trillion
- Equity revenue — $300 billion
- FICC revenue — $54 trillion
- Wealth managers — (label present)
- Consumer banks — (label present)
- Transaction banks — (label present)
- Investment banks — (label present)
- Corporate banks — (label present)
- Universal banks — (label present)

- Note: In panel 1, global market size for total exposures, level 3 assets, payments, and over-the-counter derivatives are calculated using the GSIB indicator metrics.
- Note: “Total exposure” is a proxy for banks’ total asset exposures, which includes total consolidated assets, derivatives exposures, and certain off-balance-sheet exposures. This is the same as the denominator used for the Basel III ratio.
- Note: EM US$ project finance includes syndicated loans only.
- Note: GSIBs’ apparently low share of international loans reflects the nearly pure domestic focus of the local category banks as shown in panel 3.
- Note: In panel 1, global banking loans and assets are calculated using a sample of 3,500+ banks.

### Bank Business Model Challenges (Panel 2)
- Legacy
  - NPL cleanup
  - Portfolio runoff
  - Conduct charges
  - Restructuring costs
  - Line of business adjustments
- Strategy
  - Geographic scope
  - Efficiency and capabilities
  - Subsidiarization
  - Cross-border funding
- Structure
  - (Structure heading shown in source)
- Transition classification shown as: Receding / Continuing / Emerging

### GSIB Business Models and Geographic Strategies (Panel 3)
- Business model categories and example banks:
  - Universal Bank — Balance of household and business services — C, JPM, HSBC, DB, STAN, BNP, MUFG
  - Consumer Bank — Retail banking including lending (mortgages, credit cards, other unsecured credit), savings products, and retail payment services — ING, SAN, SG, NDA, BOC, RBS; BPCE, WFC23
  - Corporate Bank — Lending to businesses — BARC, SMFG, UCG, MFG
  - Investment Bank — Capital markets services, advisory, mergers, and secondary market sales and trading — GS, CS3
  - Transaction Bank — Corporate transaction services (including payments) and institutional services (settlement, clearing, custody) — BNY, STT1
  - Wealth Manager — Asset management, private banking, and insurance — MS, UBS4
- Geographic reach categories: Global / Regional / Local
- Percent of GSIB Assets (selected visible figures):
  - 56
  - 12
  - 521831
  - 100
- Banks mapped across business lines (as displayed in the figure): MS, UBS, BOC, SG, WFC, NDA, RBS, BPCE, SAN, ING, STT, BNY, SMFG, MFG, BARC, UCG, GS, CS, ICBC, ABC, C, MUFG, DB, CCB, BOA, STAN, JPM, BNP, HSBC, CA

### GSIBs: Revenue Mix by Line of Business, 2016 (Percent of revenue) (Panel 4)
- Revenue categories shown across banks: Markets, Corporate and investment banking, Wealth management, Consumer, Transaction, Commercial
- Visual layout in source groups banks by dominant revenue mix (Markets / Corporate and investment banking / Wealth management / Consumer / Transaction / Commercial)

*Sources: Bank financial statements; Bank for International Settlements; Basel Committee on Banking Supervision; Bloomberg Finance L.P.; Dealogic; Haver Analytics; Office of Financial Research; S&P Capital IQ; SNL Financial; and IMF staff estimates.*

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_Source: https://www.imf.org/-/media/files/publications/gfsr/2017/october/chapter-1/pdf-data/figure1-4.pdf_