## boxfigure2-5

## Source details

**Canonical URL:** [boxfigure2-5](https://www.imf.org/-/media/files/publications/gfsr/2017/october/chapter-2/csv-data/boxfigure2-5.csv)

## Other formats

- [Markdown version](/-/media/files/publications/gfsr/2017/october/chapter-2/csv-data/boxfigure2-5.csv.md)
- [Structured JSON version](/-/media/files/publications/gfsr/2017/october/chapter-2/csv-data/boxfigure2-5.csv.json)

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### Overview
- Dataset worksheet: csv
- Measure: Effect of Individual Macroprudential Tools (Percentage points)
- Groups reported: All Countries; Advanced Economies; Emerging Market Economies

### Key statistics (Effect on Household Credit Growth, percentage points)
- Debt-Service-to-Income Ratio
  - All Countries: -0.879
  - Advanced Economies: -0.28
  - Emerging Market Economies: -2.403
- Loan-to-Value Ratio
  - All Countries: -0.812
  - Advanced Economies: -0.051
  - Emerging Market Economies: -1.536
- Loan or Borrowing Limits or Prohibitions
  - All Countries: -1.055
  - Advanced Economies: -0.56
  - Emerging Market Economies: -1.709
- Limits on Bank Credit Growth
  - All Countries: -1.333
  - Advanced Economies: -1.043
  - Emerging Market Economies: -1.717
- Loan Loss Provisions
  - All Countries: -1.252
  - Advanced Economies: -1.239
  - Emerging Market Economies: -1.04
- Reserve Requirements
  - All Countries: -0.345
  - Advanced Economies: 0.17
  - Emerging Market Economies: -0.199
- Leverage Ratio
  - All Countries: -0.328
  - Advanced Economies: 0.732
  - Emerging Market Economies: -0.444

### Interpretive highlights
- All reported macroprudential tools show negative effects on household credit growth for "All Countries" except none; all values for "All Countries" are negative.
- Emerging Market Economies generally exhibit larger negative effects (more negative values) across many tools (for example, Debt-Service-to-Income Ratio: -2.403; Limits on Bank Credit Growth: -1.717).
- Advanced Economies show smaller negative effects and two tools with positive reported effects: Reserve Requirements: 0.17 and Leverage Ratio: 0.732.

*Source: boxfigure2-5 dataset (worksheet: csv).*

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_Source: https://www.imf.org/-/media/files/publications/gfsr/2017/october/chapter-2/csv-data/boxfigure2-5.csv_