Albania: Financial System Stability Assessment, including Reports on the Observance of Standards and Codes on the following topics: Banking Supervision and Payment Systems
IMF Staff Country Reports, August 9, 2005
Source details
- Canonical URL
- Albania: Financial System Stability Assessment, including Reports on the Observance of Standards and Codes on the following topics: Banking Supervision and Payment Systems
Other formats
Bibliographic details
- Published: August 9, 2005
- Series: IMF Staff Country Reports
- DOI: https://doi.org/10.5089/9781451800838.002
Key findings
- The Albanian financial system "is not highly vulnerable to immediate macroeconomic or financial sector shocks."
- The assessment highlights "accelerating credit growth" as a factor that "may put pressure on the banking system."
- Increased competition arising from "the recent privatization of a dominant (savings) bank" may put additional pressure on the banking system.
- The financial system "is also at an early stage of development."
Risks and pressures identified
- Accelerating credit growth.
- Increased competition following privatization of a dominant savings bank.
- Early-stage development of the financial system, implying structural vulnerabilities as it evolves.
Analytical scope and topics covered
- Banking Supervision
- Payment Systems
- Subjects explicitly listed: Banking, Commercial banks, Credit bureaus, Financial institutions, Financial markets, Foreign exchange, Insurance companies, Loans
Keywords and thematic signals
- asset ratio
- bank
- bank exit
- banking sector
- banks in Albania
- capitalized bank
- Central and Eastern Europe
- Commercial banks
- CR
- Credit bureaus
- Eastern Europe
- financial system
- Insurance companies
- ISCR
- loan portfolio
- Loans
- RB loan growth
- yield curve
International Monetary Fund. Monetary and Capital Markets Department "Albania: Financial System Stability Assessment, including Reports on the Observance of Standards and Codes on the following topics: Banking Supervision and Payment Systems", IMF Staff Country Reports 2005, 274 (2005), accessed 9/12/2026, https://doi.org/10.5089/9781451800838.002