The Kingdom of the Netherlands—Netherlands: Financial System Stability Assessment, including Reports on the Observance of Standards and Codes on the following topics: Banking Supervision, Securities Regulation, Insurance Regulation, and Payment Systems, Securities Settlement Systems, and Anti-Money Laundering/Combating the Financing of Terrorism
IMF Staff Country Reports, September 29, 2004
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- The Kingdom of the Netherlands—Netherlands: Financial System Stability Assessment, including Reports on the Observance of Standards and Codes on the following topics: Banking Supervision, Securities Regulation, Insurance Regulation, and Payment Systems, Securities Settlement Systems, and Anti-Money Laundering/Combating the Financing of Terrorism
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Bibliographic details
- Published: September 29, 2004
- Series: IMF Staff Country Reports
- DOI: https://doi.org/10.5089/9781451829501.002
Summary findings
- The paper presents findings of a Financial System Stability Assessment for the Netherlands, including Reports on the Observance of Standards and Codes on Banking Supervision, Securities Regulation, Insurance Regulation, and Corporate Governance.
- Overall, the financial system is sound, resilient to potential adverse shocks, and well supervised.
- Risks on both the international front and domestically appear well within the capacity of the banks to manage them.
Key risks and vulnerabilities
- International and domestic risks exist but are described as within banks’ capacity to manage.
- The pensions sector remains sensitive to significant equity price reversals.
Pensions sector
- The pensions sector is in a rebuilding stage, underpinned by firm supervisory action.
- Sensitivity to significant equity price reversals persists as a key vulnerability.
Supervision and regulatory assessment
- Financial sector supervision is characterized as firm and effective, supporting system resilience.
- The publication includes Reports on the Observance of Standards and Codes for: Banking Supervision, Securities Regulation, Insurance Regulation, and Corporate Governance.
Subject areas and keywords
- Subjects: Banking, Expenditure, Financial institutions, Financial markets, Housing prices, Insurance companies, Mortgages, Pension spending, Prices, Stock markets
- Keywords: bank, bank lending, concentration risk, contagion risk, coverage ratio, CR, financial system, Global, guarantee plan, Housing prices, Insurance companies, interest rate, interest rate risk perspective, ISCR, market risk, mortgage, mortgage interest, Mortgages, Netherlands, Pension spending, return on equity, risk, risk transfer arrangement, Stock markets