The Case for Depositor Preference
Technical Notes and Manuals, December 22, 2020
Source details
- Canonical URL
- The Case for Depositor Preference
Other formats
Bibliographic details
- Authors: Marc C Dobler, Alessandro Gullo
- Published: December 22, 2020
- Series: Technical Notes and Manuals
- DOI: https://doi.org/10.5089/9781513557397.005
Summary
- Authors: Marc C Dobler, Alessandro Gullo
- Publication date: December 22, 2020
- Format: Technical Notes and Manuals
- Issue: 002
- Series: Technical Notes and Manuals No. 2020/002
- Pages: 28
- DOI: https://doi.org/10.5089/9781513557397.005
- ISBN: 9781513557397
- ISSN: 2075-8669
- Stock No: TNMEA2020002
- This technical note and manual (TNM) addresses the following issues: advantages and disadvantages of different types of depositor preference, international best practice and experience in adopting depositor preference, and introducing depositor preference in jurisdictions with or without deposit insurance.
- Disclaimer: This Technical Guidance Note should not be reported as representing the views of the IMF. The views expressed in this Note are those of the author(s) and do not necessarily represent the views of the IMF, its Executive Board, or IMF management.
Key themes and substantive findings
- Advantages and disadvantages of different types of depositor preference.
- International best practice and experience in adopting depositor preference.
- Practical considerations for introducing depositor preference in jurisdictions with deposit insurance.
- Practical considerations for introducing depositor preference in jurisdictions without deposit insurance.
- The TNM focuses on issues central to depositor protection and resolution frameworks, including depositor confidence, depositor contagion, depositor reimbursement, and creditor hierarchy.
Policy considerations and implications
- Examination of forms of depositor preference, including tiered depositor preference and preference arrangements.
- Interaction between depositor preference regimes and deposit insurance limits and deposit liabilities.
- Implications for bank resolution frameworks and financial sector stability.
- Considerations for preserving depositor confidence and managing depositor contagion in crises.
Subject taxonomy and keywords
- Subject areas: Bank deposits; Bank resolution; Bank resolution framework; Deposit insurance; Financial crises; Financial sector policy and analysis; Financial sector stability; Financial services.
- Keywords: Bank; Bank deposits; Bank resolution; Bank resolution framework; Creditor Hierarchy; Deposit Insurance; deposit insurance limit; deposit liability; deposit preference; depositor confidence; depositor contagion; depositor preference; depositor reimbursement; Financial sector stability; forms of depositor preference; Global; insured depositor; preference arrangement; preference regime; tiered depositor preference; TNM
Access and citation details
- Citation (Chicago): Marc C Dobler, and Alessandro Gullo. "The Case for Depositor Preference", Technical Notes and Manuals 2020, 002 (2020), accessed 9/15/2026, https://doi.org/10.5089/9781513557397.005
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International Monetary Fund — The Case for Depositor Preference (Technical Notes and Manuals No. 2020/002).
Content in this bundle
- The Case for Depositor Preference; Technical Notes and Manuals No. 2020/002; September 2020