Fintech, Inclusive Growth and Cyber Risks: Focus on the MENAP and CCA Regions

September 11, 2018

Disclaimer: IMF Working Papers describe research in progress by the author(s) and are published to elicit comments and to encourage debate. The views expressed in IMF Working Papers are those of the author(s) and do not necessarily represent the views of the IMF, its Executive Board, or IMF management.

Summary

Financial technology (fintech) is emerging as an innovative way to achieve financial inclusion and the broader objective of inclusive growth. Thus far, fintech in the MENAP and CCA remains below potential with limited impact on financial inclusion. This paper reviews the fintech landscape in the MENAP and CCA regions, identifies the constraints to the growth of fintech and its contribution to inclusive growth and considers policy options to unlock the potential.

Subject: Banking, Cyber risk, Financial inclusion, Financial markets, Financial services, Fintech, Mobile banking, Technology

Keywords: CCA country, Cyber risk, Cyber Risks, cyber security, Financial inclusion, Financial Stability, Fintech, fintech firm, Fintech innovation, Global, growth capital, Inclusive Growth and Financial Inclusion, Mobile banking, private equity, risk management, technology company, venture capital, WP

Pages:
51
Volume:
2018
DOI:
https://doi.org/10.5089/9781484374900.001
Issue:
201
Series:
Working Paper No. 2018/201
Stock No:
WPIEA2018201
ISBN:
9781484374900
ISSN:
1018-5941

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