## E-Money and Mobile Payments (EMM)

## Source details

**Canonical URL:** [E-Money and Mobile Payments (EMM)](https://www.imf.org/en/capacity-development/training/icdtc/courses/emm)

## Other formats

- [Markdown version](/en/capacity-development/training/icdtc/courses/emm/index.md)
- [Structured JSON version](/en/capacity-development/training/icdtc/courses/emm/index.json)
- [Bundle manifest](/en/capacity-development/training/icdtc/courses/emm/bundle-manifest.json)

## Bibliographic details
- Published: July 30, 2024

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### Course overview and scope
- The Training Program Course is presented by the Monetary and Capital Markets Department.
- Provides an in-depth exploration of e-money and mobile payments by examining:
  - Developments around the globe.
  - Pre-conditions.
  - Business model.
  - Platforms and technologies including NFC, Quick Response (QR) codes, and mobile wallets.
  - Benefits to the economy and risks.
  - Prudential regulations and contingency planning.
- Designed to be interactive using a combination of:
  - Lectures.
  - Case studies/simulations.
  - Group or individual presentations.
  - Panel discussions.
- Self-assessment exercises are based on targeted procedures and include:
  - Use cases.
  - Elements.
  - Business models.
  - Risks.
  - Regulations.
- Participants apply learning to a hypothetical country case study to clarify/formulate an overall fintech payment strategy and action plan.
- Hands-on self-assessment results are discussed through group presentations and de-briefings.

### Target audience and qualifications
- Target Audience:
  - Mid- to senior-level officials working in the payment, legal, technology, monetary policy, and financial stability departments at the central bank and in positions with similar responsibilities.
- Qualifications:
  - Participants should have experience in operations, policy, and/or oversight in one or more of the following areas: payments, legal, technology, monetary policy, and financial stability.

### Learning objectives
Upon completion of the course, participants should be able to:
- Understand the fundamentals of e-money and mobile payments (definition and scope, characteristics, functionalities, etc.).
- Understand e-money and mobile payment system developments, platforms, business model, and risks.
- Investigate the oversight frameworks for e-money and mobile payments systems.
- Clarify and formulate an e-money and mobile payment strategy as well as an action plan.

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_Source: https://www.imf.org/en/capacity-development/training/icdtc/courses/emm_