{
  "title": "Cameroon: Financial System Stability Assessment: Update",
  "publication": "IMF Staff Country Reports, February 18, 2009",
  "sourceUrl": "https://www.imf.org/en/publications/cr/issues/2016/12/31/cameroon-financial-system-stability-assessment-update-22694",
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  "summary": "This paper discusses details of Cameroon’ Financial System Stability Assessment (FSSA). The FSSA is based on the work of a joint IMF-World Bank mission that visited Cameroon as part of the Financial Sector Assessment Program in June 2007.",
  "sections": [
    {
      "heading": "Summary",
      "content": "- This paper discusses details of Cameroon’ Financial System Stability Assessment (FSSA).\n- The FSSA is based on the work of a joint IMF-World Bank mission that visited Cameroon as part of the Financial Sector Assessment Program in June 2007.\n- Excess liquidity may be inducing banks to narrow their margins.\n- The lower spread and reduced profitability tilted domestic banks toward disintermediation and discouraged them from opening new branches.\n- The efficiency of the supervisory framework suffers from the limited institutional independence of the Central African Banking Commission."
    },
    {
      "heading": "Key findings and analysis",
      "content": "- Excess liquidity in the banking system:\n  - May be inducing banks to narrow their margins.\n  - Has been associated with a lower spread and reduced profitability.\n  - Has tilted domestic banks toward disintermediation.\n  - Has discouraged banks from opening new branches.\n- Supervisory framework constraints:\n  - The efficiency of supervision is impaired by the limited institutional independence of the Central African Banking Commission."
    },
    {
      "heading": "Subjects and keywords (as provided)",
      "content": "- Subjects:\n  - Banking, Commercial banks, Credit, Economic sectors, Financial institutions, Financial sector, Financial services, Loans, Money\n- Keywords:\n  - address problem bank, Africa, bank, bank's ownership, banking system, banks' outreach, capital shortfall, Commercial banks, concentration risk, CR, Credit, financial product, Financial sector, increasing tendency, ISCR, judicial system, loan concentration risk, loan contract, loan recovery, Loans, nonbanking financial institutions, recovery agency, Sub-Saharan Africa\n\n---\n\n Content in this bundle\n\n- Cameroon: Financial System Stability Assessment—Update; IMF Country Report 09/51; March 14, 2008\n  - Cameroon: Financial System Stability Assessment—Update; IMF Country Report 09/51; March 14, 2008 (Markdown version){rel=\"alternate\" type=\"text/markdown\"}\n  - Cameroon: Financial System Stability Assessment—Update; IMF Country Report 09/51; March 14, 2008 (PDF){rel=\"external\" type=\"application/pdf\"}"
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    "Published: February 18, 2009",
    "Series: IMF Staff Country Reports",
    "DOI: https://doi.org/10.5089/9781451808285.002",
    "This paper discusses details of Cameroon’ Financial System Stability Assessment (FSSA).",
    "The FSSA is based on the work of a joint IMF-World Bank mission that visited Cameroon as part of the Financial Sector Assessment Program in June 2007.",
    "Excess liquidity may be inducing banks to narrow their margins.",
    "The lower spread and reduced profitability tilted domestic banks toward disintermediation and discouraged them from opening new branches.",
    "The efficiency of the supervisory framework suffers from the limited institutional independence of the Central African Banking Commission.",
    "Excess liquidity in the banking system:",
    "Supervisory framework constraints:",
    "Subjects:",
    "Keywords:",
    "**Cameroon: Financial System Stability Assessment—Update; IMF Country Report 09/51; March 14, 2008**"
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      "title": "Cameroon: Financial System Stability Assessment—Update; IMF Country Report 09/51; March 14, 2008",
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