## France: Financial Sector Assessment Program—Technical Note on Stress Testing the Banking Sector

_IMF Staff Country Reports, July 1, 2013_

## Source details

**Canonical URL:** [France: Financial Sector Assessment Program—Technical Note on Stress Testing the Banking Sector](https://www.imf.org/en/publications/cr/issues/2016/12/31/france-financial-sector-assessment-program-technical-note-on-stress-testing-the-banking-40722)

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## Bibliographic details
- Published: July 1, 2013
- Series: IMF Staff Country Reports
- DOI: https://doi.org/10.5089/9781616358556.002

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### Key findings from stress testing
- Stress testing analysis was used to capture the most salient risks for banks.
- The findings support the current focus of Autorité de Contrôle Prudentiel (ACP) to require banks to build up adequate capital and liquidity buffers.
- The tests suggest that the banking system would be able to meet regulatory ratios under most scenarios.
- Solvency stress tests indicate that banks could cope with deterioration in the economic environment while phasing in capital requirements under Capital Requirements Directive IV.

### Policy implications and recommendations
- Require banks to build up adequate capital buffers.
- Require banks to build up adequate liquidity buffers.
- Continue phasing in capital requirements under Capital Requirements Directive IV to strengthen resilience.

### Scope, subjects, and technical focus
- Subjects: Asset and liability management; Banking; Commercial banks; Financial institutions; Financial sector policy and analysis; Liquidity; Liquidity stress testing; Solvency stress testing; Stress testing.
- Keywords: access to ECB facility; bank assets; bank capital projection; bank solvency stress test result; banking groups; banks BU; Commercial banks; CR; ECB liquidity; Global; ISCR; Liquidity; Liquidity stress testing; Solvency stress testing; Stress testing.

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## Content in this bundle

- **_cr13185 - Executive Summary**
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_Source: https://www.imf.org/en/publications/cr/issues/2016/12/31/france-financial-sector-assessment-program-technical-note-on-stress-testing-the-banking-40722_