{
  "title": "Kingdom of the Netherlands-Netherlands: Financial Sector Assessment Program:: Technical Note-Insurance and Pension Sectors",
  "publication": "IMF Staff Country Reports, April 13, 2017",
  "sourceUrl": "https://www.imf.org/en/publications/cr/issues/2017/04/13/kingdom-of-the-netherlands-netherlands-financial-sector-assessment-program-technical-note-44819",
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  "summary": "This Technical Note discusses the findings and recommendations in the Financial Sector Assessment Program for the Netherlands on the insurance and pension sectors.",
  "publishDate": "2017-04-13",
  "series": "IMF Staff Country Reports",
  "sections": [
    {
      "heading": "Summary and scope",
      "content": "- Discusses findings and recommendations in the Financial Sector Assessment Program for the Netherlands on the insurance and pension sectors.\n- Focus areas include governance, accountability, and internal processes of supervisors operating under a twin-peaks model, and ongoing discussions on restructuring the pension system."
    },
    {
      "heading": "Governance, accountability, and supervisory structure",
      "content": "- Supervisory model: well-functioning twin-peaks model.\n- Board structure:\n  - Two-tier boards that include independent members for both supervisors.\n  - An internal audit department exists within the supervisors.\n- Internal processes:\n  - Detailed documentation supports internal processes.\n  - The governance structure of both supervisors is described as vigorous."
    },
    {
      "heading": "Pension system discussions and risk allocation",
      "content": "- Policy discussions:\n  - Discussions are underway to determine a new structure for the pension system.\n  - The contemplated changes may include shifting risks to the participants."
    },
    {
      "heading": "Subject areas and keywords",
      "content": "- Subject classifications:\n  - Expenditure, Financial institutions, Financial sector policy and analysis, Insurance, Insurance companies, Labor, Pension spending, Pensions, Solvency.\n- Keywords:\n  - coverage ratio, CR, financial product, fixed income, Global, holding company, Insurance, Insurance companies, interest rate, ISCR, occupational pension, Pension spending, Pensions, risk assessment, Solvency, Solvency II.\n\n---\n\n Content in this bundle\n\n- Country Report\n  - Country Report (Markdown version){rel=\"alternate\" type=\"text/markdown\"}\n  - Country Report (PDF){rel=\"external\" type=\"application/pdf\"}\n\n---\n\nSource: https://www.imf.org/en/publications/cr/issues/2017/04/13/kingdom-of-the-netherlands-netherlands-financial-sector-assessment-program-technical-note-44819"
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    "Published: April 13, 2017",
    "Series: IMF Staff Country Reports",
    "Discusses findings and recommendations in the Financial Sector Assessment Program for the Netherlands on the insurance and pension sectors.",
    "Focus areas include governance, accountability, and internal processes of supervisors operating under a twin-peaks model, and ongoing discussions on restructuring the pension system.",
    "Supervisory model: well-functioning twin-peaks model.",
    "Board structure:",
    "Internal processes:",
    "Policy discussions:",
    "Subject classifications:",
    "Keywords:",
    "**Country Report**"
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