{
  "title": "Romania: Financial Sector Assessment Program",
  "publication": "IMF Staff Country Reports, June 8, 2018",
  "sourceUrl": "https://www.imf.org/en/publications/cr/issues/2018/06/08/romania-financial-sector-assessment-program-45961",
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  "summary": "This paper assesses the stability of the Romania’s financial system. Romania’s financial sector has strengthened significantly over the last few years. Effective supervisory measures have helped reduce the high level of nonperforming loans from 21.9 percent at its peak in 2013 to 6.",
  "sections": [
    {
      "heading": "Summary assessment",
      "content": "- This paper assesses the stability of the Romania’s financial system.\n- Romania’s financial sector has strengthened significantly over the last few years.\n- However, some vulnerabilities are emerging, and policy action is needed to address these risks and strengthen financial stability."
    },
    {
      "heading": "Key findings and indicators",
      "content": "- Nonperforming loans reduced from 21.9 percent at its peak in 2013 to 6.4 percent as of December 2017.\n- Average capital to risk-weighted assets now above 18 percent.\n- Foreign-owned banks’ dependence on parent funding has significantly declined.\n- Deposits from the domestic private sector have increased, reducing liquidity risks.\n- Banks’ capital buffers strengthened on the back of a slowdown of credit and low interest rates."
    },
    {
      "heading": "Subjects and keywords covered",
      "content": "- Banking; Commercial banks; Credit; Financial crises; Financial institutions; Financial sector policy and analysis; Loans; Money; Stress testing\n- Keywords include: a number of bank; bank; bank corporate governance; bank resolution purpose; bank soundness indicator; Commercial banks; CR; Credit; Eurozone bank; Global; ISCR; loan; Loans; NBR; NBR securities; NBR subjects bank; parent bank; repo facility; return on assets; Stress testing; subjects bank; supervisory approach\n\n---\n\n Content in this bundle\n\n- Country Report\n  - Country Report (Markdown version){rel=\"alternate\" type=\"text/markdown\"}\n  - Country Report (PDF){rel=\"external\" type=\"application/pdf\"}"
    }
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    "[Markdown version](/en/publications/cr/issues/2018/06/08/romania-financial-sector-assessment-program-45961/index.md)",
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    "Published: June 8, 2018",
    "Series: IMF Staff Country Reports",
    "DOI: https://doi.org/10.5089/9781484360446.002",
    "This paper assesses the stability of the Romania’s financial system.",
    "Romania’s financial sector has strengthened significantly over the last few years.",
    "However, some vulnerabilities are emerging, and policy action is needed to address these risks and strengthen financial stability.",
    "Nonperforming loans reduced from 21.9 percent at its peak in 2013 to 6.4 percent as of December 2017.",
    "Average capital to risk-weighted assets now above 18 percent.",
    "Foreign-owned banks’ dependence on parent funding has significantly declined.",
    "Deposits from the domestic private sector have increased, reducing liquidity risks.",
    "Banks’ capital buffers strengthened on the back of a slowdown of credit and low interest rates.",
    "Keywords include: a number of bank; bank; bank corporate governance; bank resolution purpose; bank soundness indicator; Commercial banks; CR; Credit; Eurozone bank; Global; ISCR; loan; Loans; NBR; NBR securities; NBR subjects bank; parent bank; repo facility; return on assets; Stress testing; subjects bank; supervisory approach",
    "**Country Report**"
  ],
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