{
  "title": "The Bahamas: Financial Sector Assessment Program-Technical Note on Financial Inclusion, Retail Payments, and SME Finance",
  "publication": "IMF Staff Country Reports, July 1, 2019",
  "sourceUrl": "https://www.imf.org/en/publications/cr/issues/2019/07/02/the-bahamas-financial-sector-assessment-program-technical-note-on-financial-inclusion-retail-47070",
  "canonical": "https://www.imf.org/en/publications/cr/issues/2019/07/02/the-bahamas-financial-sector-assessment-program-technical-note-on-financial-inclusion-retail-47070",
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  "summary": "The CBOB considers increased financial inclusion as a critical reform area. In this regard, the FSAP assessed developments in financial inclusion for individuals and enterprises (SME finance), retail payments and provides recommendations for improvements.",
  "sections": [
    {
      "heading": "Assessment scope and purpose",
      "content": "- The CBOB considers increased financial inclusion as a critical reform area.\n- The FSAP assessed developments in:\n  - financial inclusion for individuals and enterprises (SME finance),\n  - retail payments,\n  - and provides recommendations for improvements."
    },
    {
      "heading": "Analytical framework and market review",
      "content": "- A review of the market was undertaken using the Payment Aspects of Financial Inclusion (PAFI) framework.\n- PAFI-covered areas included:\n  - the legal/regulatory framework and oversight,\n  - retail payment systems and instruments,\n  - access to transaction accounts and use cases,\n  - SME policy,\n  - credit infrastructure,\n  - economic empowerment funds,\n  - consumer protection and financial literacy."
    },
    {
      "heading": "Subject areas and keywords",
      "content": "- Subject: Banking, Credit, Credit bureaus, Financial inclusion, Financial markets, Financial services, Money, Payment systems\n- Keywords: -branded card, automated clearing house, Bahamian enterprise, companies Act, CR, Credit, credit bureau, Credit bureaus, feasibility study, Financial inclusion, floating charge, Global, information asymmetry, invoice discounting, ISCR, Payment systems, point of sale, private sector, transaction account, transaction fee, venture capital fund\n\n---\n\n Content in this bundle\n\n- 1bhsea2019004\n  - 1bhsea2019004 (Markdown version){rel=\"alternate\" type=\"text/markdown\"}\n  - 1bhsea2019004 (PDF){rel=\"external\" type=\"application/pdf\"}"
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    "Published: July 1, 2019",
    "Series: IMF Staff Country Reports",
    "DOI: https://doi.org/10.5089/9781498323291.002",
    "The CBOB considers increased financial inclusion as a critical reform area.",
    "The FSAP assessed developments in:",
    "A review of the market was undertaken using the Payment Aspects of Financial Inclusion (PAFI) framework.",
    "PAFI-covered areas included:",
    "Subject: Banking, Credit, Credit bureaus, Financial inclusion, Financial markets, Financial services, Money, Payment systems",
    "Keywords: -branded card, automated clearing house, Bahamian enterprise, companies Act, CR, Credit, credit bureau, Credit bureaus, feasibility study, Financial inclusion, floating charge, Global, information asymmetry, invoice discounting, ISCR, Payment systems, point of sale, private sector, transaction account, transaction fee, venture capital fund",
    "**1bhsea2019004**"
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