## Lao People’s Democratic Republic: Technical Assistance Report-Risk-Based Banking Supervision

_IMF Staff Country Reports, June 18, 2020_

## Source details

**Canonical URL:** [Lao People’s Democratic Republic: Technical Assistance Report-Risk-Based Banking Supervision](https://www.imf.org/en/publications/cr/issues/2020/06/18/lao-peoples-democratic-republic-technical-assistance-report-risk-based-banking-supervision-49522)

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## Bibliographic details
- Published: June 18, 2020
- Series: IMF Staff Country Reports
- DOI: https://doi.org/10.5089/9781513548012.002

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### Implementation of Risk-Based Supervision (RBS)
- The Banking Supervision Department (BSD) of the BoL is implementing risk-based supervision (RBS) methods.
- BoL staff are showing favorable results in understanding and applying RBS.
- BSD recognizes that staff are still in the early stages of capacity development.

### Legal and regulatory developments
- A new commercial banking law became effective in June 2019.
- The law incorporates expectations that financial institutions:
  - establish appropriate risk management systems,
  - maintain adequate capital and liquidity.
- The law gives the BoL purview over the adequacy of risk management in banks.

### Subjects and focal areas covered
- Asset and liability management
- Bank legislation
- Bank supervision
- Banking
- Commercial banks
- Financial institutions
- Financial regulation and supervision
- Foreign banks
- Liquidity indicators
- Liquidity management
- Loans

### Keywords and operational elements
- Bank legislation
- Bank supervision
- BSD manager
- BSD staff
- business model
- Commercial banks
- CR
- Foreign banks
- ISCR
- Liquidity management
- Loans
- parent bank strength
- RAS report
- RBS manual
- RBS method

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_Source: https://www.imf.org/en/publications/cr/issues/2020/06/18/lao-peoples-democratic-republic-technical-assistance-report-risk-based-banking-supervision-49522_