{
  "title": "Denmark: Financial Sector Assessment Program-Technical Note-Insurance Regulation and Supervision",
  "publication": "IMF Staff Country Reports, August 12, 2020",
  "sourceUrl": "https://www.imf.org/en/publications/cr/issues/2020/08/07/denmark-financial-sector-assessment-program-technical-note-insurance-regulation-and-49662",
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  "summary": "Denmark’s insurance sector is highly developed with a particularly high penetration and density in the life sector. Traditionally, work-related life insurance and pension savings are offered as a combined package, and life insurance companies dominate the market for mandatory pension schemes for emp",
  "sections": [
    {
      "heading": "Overview and market structure",
      "content": "- Denmark’s insurance sector is highly developed with a particularly high penetration and density in the life sector.\n- Work-related life insurance and pension savings are traditionally offered as a combined package.\n- Life insurance companies dominate the market for mandatory pension schemes for employees.\n- The high penetration explains the overall size of the insurance sector relative to peers in other Nordic countries and various other EU member states."
    },
    {
      "heading": "Key statistics and comparative metrics",
      "content": "- Assets managed by the insurance industry amounted to 146 percent of the GDP at end-2018.\n- EU average for insurance industry assets was 72 percent of GDP (end-2018 comparison)."
    },
    {
      "heading": "Main themes and subject focus",
      "content": "- Expenditure\n- Financial institutions\n- Financial regulation and supervision\n- Financial sector policy and analysis\n- Insurance; Insurance companies; Insurance supervision; Insurance undertaking\n- Pension spending\n- Solvency\n- Risk assessment"
    },
    {
      "heading": "Keywords and analytical tags",
      "content": "- business intelligence tool\n- covered bond\n- CR\n- DFSA data\n- DFSA plan\n- DFSA staff\n- DFSA supervision\n- Global\n- Insurance; Insurance companies; insurance sector; Insurance supervision; insurance supervisor; insurance undertaking; ISCR\n- Pension spending\n- risk assessment\n- Solvency\n\n---\n\n Content in this bundle\n\n- 1dnkea2020003\n  - 1dnkea2020003 (Markdown version){rel=\"alternate\" type=\"text/markdown\"}\n  - 1dnkea2020003 (PDF){rel=\"external\" type=\"application/pdf\"}"
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    "Published: August 12, 2020",
    "Series: IMF Staff Country Reports",
    "DOI: https://doi.org/10.5089/9781513553023.002",
    "Denmark’s insurance sector is highly developed with a particularly high penetration and density in the life sector.",
    "Work-related life insurance and pension savings are traditionally offered as a combined package.",
    "Life insurance companies dominate the market for mandatory pension schemes for employees.",
    "The high penetration explains the overall size of the insurance sector relative to peers in other Nordic countries and various other EU member states.",
    "Assets managed by the insurance industry amounted to 146 percent of the GDP at end-2018.",
    "EU average for insurance industry assets was 72 percent of GDP (end-2018 comparison).",
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    "risk assessment",
    "**1dnkea2020003**"
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