{
  "title": "Republic of Belarus: Technical Assistance Report-Asset Classification and Nonperforming Loan Regulation",
  "publication": "IMF Staff Country Reports, April 19, 2021",
  "sourceUrl": "https://www.imf.org/en/publications/cr/issues/2021/04/15/republic-of-belarus-technical-assistance-report-asset-classification-and-nonperforming-loan-50355",
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  "summary": "The NBRB revised in 2018 its regulation on asset classification and provisioning (the Regulation). One of the main changes was the introduction of a new definition for NPLs based on the current framework of risk groups (RGs). This definition substitutes the previous term “problem assets.",
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    {
      "heading": "Revision of regulation and intent",
      "content": "- The NBRB revised in 2018 its regulation on asset classification and provisioning (the Regulation).\n- One of the main changes was the introduction of a new definition for NPLs based on the current framework of risk groups (RGs).\n- This new definition substitutes the previous term “problem assets.”\n- One of the intentions of the replacement is to promote international comparability by using it as a financial soundness indicator (FSI)."
    },
    {
      "heading": "Key findings and metrics",
      "content": "- The reported levels of this new NPLs indicator are relatively low and, more important, much lower than the previous indicator, based on problem assets.\n- The new NPL indicator levels are relatively stable, around 4 percent.\n- The previous indicator was also stable, but the levels were more than three times higher, about 13 percent."
    },
    {
      "heading": "Subject focus and keywords",
      "content": "- Subject: Financial institutions, Financial regulation and supervision, International organization, Monetary policy\n- Keywords: asset CLASSIFICATION, BCBS guideline, Collateral, Credit risk, E. upgrading NPL, forbearance Classification, Global, IMF Monetary, NONPERFORMING loan regulation, Nonperforming loans\n\n---\n\n Content in this bundle\n\n- 1blrea2021001 - Preface\n  - 1blrea2021001 - Preface (Markdown version){rel=\"alternate\" type=\"text/markdown\"}\n  - 1blrea2021001 - Preface (PDF){rel=\"external\" type=\"application/pdf\"}"
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    "Published: April 19, 2021",
    "Series: IMF Staff Country Reports",
    "DOI: https://doi.org/10.5089/9781513577005.002",
    "The NBRB revised in 2018 its regulation on asset classification and provisioning (the Regulation).",
    "One of the main changes was the introduction of a new definition for NPLs based on the current framework of risk groups (RGs).",
    "This new definition substitutes the previous term “problem assets.”",
    "One of the intentions of the replacement is to promote international comparability by using it as a financial soundness indicator (FSI).",
    "The reported levels of this new NPLs indicator are relatively low and, more important, much lower than the previous indicator, based on problem assets.",
    "The new NPL indicator levels are relatively stable, around 4 percent.",
    "The previous indicator was also stable, but the levels were more than three times higher, about 13 percent.",
    "Subject: Financial institutions, Financial regulation and supervision, International organization, Monetary policy",
    "Keywords: asset CLASSIFICATION, BCBS guideline, Collateral, Credit risk, E. upgrading NPL, forbearance Classification, Global, IMF Monetary, NONPERFORMING loan regulation, Nonperforming loans",
    "**1blrea2021001 - Preface**"
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