{
  "title": "Risk Diversification in the Credit Portfolio : An Overview of Country Practices",
  "publication": "IMF Working Papers, December 1, 2001",
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  "summary": "This paper reviews the rules in place in selected countries to limit risk concentrations in the credit portfolio. The paper focuses on a number of issues suggested by international organizations for countries and bank supervisors to consider in imposing standards for risk diversification in the cred",
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    {
      "heading": "Summary",
      "content": "- This paper reviews the rules in place in selected countries to limit risk concentrations in the credit portfolio.\n- The paper focuses on issues suggested by international organizations for countries and bank supervisors to consider in imposing standards for risk diversification in the credit portfolio.\n- Issues reviewed for each country are:\n  - the large exposure limits,\n  - the definition of credit exposure (including application on a consolidated basis),\n  - the definition of a group of related borrowers.\n- Conclusion: most of the countries reviewed set limits on large exposures for banks and define a related group of borrowers in line with recommended international standards."
    },
    {
      "heading": "Key Findings",
      "content": "- Most countries reviewed:\n  - set limits on large exposures for banks, and\n  - define a related group of borrowers in line with recommended international standards.\n- Major differences identified among countries include:\n  - how to determine the credit exposure,\n  - the application of the exposure limits on a consolidated basis,\n  - whether to impose limits on exposure to a specific sector."
    },
    {
      "heading": "Subject Matter and Keywords",
      "content": "- Subject: Credit risk\n- Keywords: bank for international settlements, banking, banking supervision, capital adequacy, capital base, credit concentration, large credit exposure, risk diversification\n\n---\n\n Content in this bundle\n\n- Risk Diversification in the Credit Portfolio:  An Overview of Country Practices - WP/01/200\n  - Risk Diversification in the Credit Portfolio:  An Overview of Country Practices - WP/01/200 (Markdown version){rel=\"alternate\" type=\"text/markdown\"}\n  - Risk Diversification in the Credit Portfolio:  An Overview of Country Practices - WP/01/200 (PDF){rel=\"external\" type=\"application/pdf\"}\n\n---\n\nSource: https://www.imf.org/en/publications/wp/issues/2016/12/30/risk-diversification-in-the-credit-portfolio-an-overview-of-country-practices-15534"
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    "Authors: JoAnne Morris",
    "Published: December 1, 2001",
    "Series: IMF Working Papers",
    "This paper reviews the rules in place in selected countries to limit risk concentrations in the credit portfolio.",
    "The paper focuses on issues suggested by international organizations for countries and bank supervisors to consider in imposing standards for risk diversification in the credit portfolio.",
    "Issues reviewed for each country are:",
    "Conclusion: most of the countries reviewed set limits on large exposures for banks and define a related group of borrowers in line with recommended international standards.",
    "Most countries reviewed:",
    "Major differences identified among countries include:",
    "Subject: Credit risk",
    "Keywords: bank for international settlements, banking, banking supervision, capital adequacy, capital base, credit concentration, large credit exposure, risk diversification",
    "**Risk Diversification in the Credit Portfolio:  An Overview of Country Practices - WP/01/200**"
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