{
  "title": "The Performance of Indian Banks During Financial Liberalization",
  "publication": "IMF Working Papers, July 1, 2003",
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  "summary": "This paper provides new empirical evidence on the impact of financial liberalization on the performance of Indian commercial banks. The analysis focuses on examining the behavior and determinants of bank intermediation costs and profitability during the liberalization period.",
  "sections": [
    {
      "heading": "Summary",
      "content": "- This paper provides new empirical evidence on the impact of financial liberalization on the performance of Indian commercial banks.\n- The analysis focuses on examining the behavior and determinants of bank intermediation costs and profitability during the liberalization period.\n- The empirical results suggest that:\n  - ownership type has a significant effect on some performance indicators; and\n  - the observed increase in competition during financial liberalization has been associated with lower intermediation costs and profitability of the Indian banks."
    },
    {
      "heading": "Empirical findings",
      "content": "- Ownership-type effects:\n  - Ownership type has a significant effect on some performance indicators (specific indicators not listed on the page overview).\n- Competition and performance:\n  - Increased competition during financial liberalization is associated with lower intermediation costs.\n  - Increased competition during financial liberalization is associated with lower profitability of Indian banks."
    },
    {
      "heading": "Subject areas and keywords",
      "content": "- Subject: Bank soundness; Banking; Commercial banks; Financial institutions; Financial sector policy and analysis; Foreign banks; Loans; State-owned banks\n- Keywords: bank; bank profitability indicator; Bank soundness; bank spread; bank Spread; banking sector; Commercial banks; financial liberalization; Foreign banks; intermediation cost; Loans; nationalized bank; private bank; profitability; State-owned banks; WP\n\nSource: The Performance of Indian Banks During Financial Liberalization, IMF Working Papers (Working Paper No. 2003/150), Petya Koeva Brooks, July 1, 2003.\n\n---\n\n Content in this bundle\n\n- The Performance of Indian Banks During Financial Liberalization - WP/03/150\n  - The Performance of Indian Banks During Financial Liberalization - WP/03/150 (Markdown version){rel=\"alternate\" type=\"text/markdown\"}\n  - The Performance of Indian Banks During Financial Liberalization - WP/03/150 (PDF){rel=\"external\" type=\"application/pdf\"}\n\n---\n\nSource: https://www.imf.org/en/publications/wp/issues/2016/12/30/the-performance-of-indian-banks-during-financial-liberalization-16410"
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    "Authors: Petya Koeva Brooks",
    "Published: July 1, 2003",
    "Series: IMF Working Papers",
    "DOI: https://doi.org/10.5089/9781451856989.001",
    "This paper provides new empirical evidence on the impact of financial liberalization on the performance of Indian commercial banks.",
    "The analysis focuses on examining the behavior and determinants of bank intermediation costs and profitability during the liberalization period.",
    "The empirical results suggest that:",
    "Ownership-type effects:",
    "Competition and performance:",
    "Subject: Bank soundness; Banking; Commercial banks; Financial institutions; Financial sector policy and analysis; Foreign banks; Loans; State-owned banks",
    "Keywords: bank; bank profitability indicator; Bank soundness; bank spread; bank Spread; banking sector; Commercial banks; financial liberalization; Foreign banks; intermediation cost; Loans; nationalized bank; private bank; profitability; State-owned banks; WP",
    "**The Performance of Indian Banks During Financial Liberalization - WP/03/150**"
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