## Assessing Bank Competition within the East African Community

_IMF Working Papers, January 1, 2012_

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## Bibliographic details
- Authors: Sarah Sanya, Matthew Gaertner
- Published: January 1, 2012
- Series: IMF Working Papers
- DOI: https://doi.org/10.5089/9781463933173.001

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### Summary
- This paper is an empirical analysis of competitiveness in the banking system of four out of the five East African Community (EAC) countries.
- The results show that the degree of competition is low due to a combination of structural and socio-economic factors.
- The analysis ranks the countries in terms of banking sector competitiveness in the following order: Kenya, Tanzania, Uganda and Rwanda.

### Key findings
- Degree of competition in the banking systems surveyed is low.
- Low competition is attributed to a combination of structural and socio-economic factors.

### Country competitiveness ranking (as reported)
- Kenya
- Tanzania
- Uganda
- Rwanda

### Subject areas and keywords
- Subjects: Banking, Commercial banks, Competition, Credit, Financial institutions, Financial markets, Financial services, Foreign banks, Money
- Keywords: Africa, bank competition, bank freedom, bank performance indicator, bank regulation, Banking, banks output, Commercial banks, Competition, concentration ratio, Credit, EAC banking systems, EAC country, East African Community, Financial sector, Foreign banks, H-statistic, Lerner Index, return on assets, WP

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_Source: https://www.imf.org/en/publications/wp/issues/2016/12/31/assessing-bank-competition-within-the-east-african-community-25680_