{
  "title": "Bank Behavior in Developing Countries: Evidence from East Africa",
  "publication": "IMF Working Papers, June 1, 2005",
  "sourceUrl": "https://www.imf.org/en/publications/wp/issues/2016/12/31/bank-behavior-in-developing-countries-evidence-from-east-africa-18245",
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  "summary": "We analyze the structure, performance, and role of banking systems in the three member countries of the East African Community-Kenya, Tanzania, and Uganda-against the backdrop of recent financial sector reforms.",
  "sections": [
    {
      "heading": "Overview and scope",
      "content": "- Publication title: Bank Behavior in Developing Countries: Evidence from East Africa\n- Authors: Richard Podpiera, Martin Cihak\n- Date: June 1, 2005\n- Geographic focus: Kenya, Tanzania, Uganda (three member countries of the East African Community)\n- Pages: 24\n- Series and identifiers:\n  - Working Paper No. 2005/129\n  - Issue: 129\n  - Volume: 2005\n  - DOI: https://doi.org/10.5089/9781451861488.001\n  - Stock No: WPIEA2005129\n  - ISBN: 9781451861488\n  - ISSN: 1018-5941"
    },
    {
      "heading": "Key findings on bank structure and performance",
      "content": "- The study analyzes the structure, performance, and role of banking systems in Kenya, Tanzania, and Uganda against the backdrop of recent financial sector reforms.\n- Findings on international vs. domestic banks:\n  - The presence of large international banks does not have an adverse effect on the effectiveness and efficiency of banking sectors in developing countries (no support found for that argument).\n  - International banks are generally more efficient and more active in lending than domestic banks.\n- Caveat from country experience:\n  - The Kenyan experience suggests that the presence of international banks may not lead to increased competition and provision of banking services if weak institutions are allowed to remain in the system."
    },
    {
      "heading": "Policy implications and considerations",
      "content": "- Strengthening institutions is critical to ensure that the entry or presence of international banks translates into increased competition and broader provision of banking services.\n- Financial sector reforms should address institutional weaknesses to realize potential efficiency and lending benefits from international bank participation."
    },
    {
      "heading": "Subjects and keywords",
      "content": "- Subject: Bank credit, Banking, Commercial banks, Foreign banks, Loans\n- Keywords: bank, bank behavior, international bank, loan, WP\n\nSource: IMF Working Paper — \"Bank Behavior in Developing Countries: Evidence from East Africa\", Richard Podpiera and Martin Cihak, June 1, 2005; Working Paper No. 2005/129; DOI: https://doi.org/10.5089/9781451861488.001\n\n---\n\n Content in this bundle\n\n- wp05129 - References\n  - wp05129 - References (Markdown version){rel=\"alternate\" type=\"text/markdown\"}\n  - wp05129 - References (PDF){rel=\"external\" type=\"application/pdf\"}\n\n---\n\nSource: https://www.imf.org/en/publications/wp/issues/2016/12/31/bank-behavior-in-developing-countries-evidence-from-east-africa-18245"
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    "Authors: Richard Podpiera, Martin Cihak",
    "Published: June 1, 2005",
    "Series: IMF Working Papers",
    "DOI: https://doi.org/10.5089/9781451861488.001",
    "Publication title: Bank Behavior in Developing Countries: Evidence from East Africa",
    "Authors: Richard Podpiera, Martin Cihak",
    "Date: June 1, 2005",
    "Geographic focus: Kenya, Tanzania, Uganda (three member countries of the East African Community)",
    "Pages: 24",
    "Series and identifiers:",
    "The study analyzes the structure, performance, and role of banking systems in Kenya, Tanzania, and Uganda against the backdrop of recent financial sector reforms.",
    "Findings on international vs. domestic banks:",
    "Caveat from country experience:",
    "Strengthening institutions is critical to ensure that the entry or presence of international banks translates into increased competition and broader provision of banking services.",
    "Financial sector reforms should address institutional weaknesses to realize potential efficiency and lending benefits from international bank participation.",
    "Subject: Bank credit, Banking, Commercial banks, Foreign banks, Loans",
    "Keywords: bank, bank behavior, international bank, loan, WP",
    "**_wp05129 - References**"
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