{
  "title": "Deposit Insurance Database",
  "publication": "IMF Working Papers, July 3, 2014",
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  "summary": "This paper provides a comprehensive, global database of deposit insurance arrangements as of 2013. We extend our earlier dataset by including recent adopters of deposit insurance and information on the use of government guarantees on banks’ assets and liabilities, including during the recent global",
  "sections": [
    {
      "heading": "Overview and purpose",
      "content": "- Provides a comprehensive, global database of deposit insurance arrangements as of 2013.\n- Extends an earlier dataset by:\n  - including recent adopters of deposit insurance, and\n  - including information on the use of government guarantees on banks’ assets and liabilities, including during the recent global financial crisis.\n- Creates a Safety Net Index capturing the generosity of the deposit insurance scheme and government guarantees on banks’ balance sheets."
    },
    {
      "heading": "Key findings",
      "content": "- Deposit insurance has become more widespread and more extensive in coverage since the global financial crisis.\n- The global financial crisis triggered a temporary increase in government protection of non-deposit liabilities and bank assets.\n- In most cases, these crisis-era guarantees have since been formally removed.\n- Coverage of deposit insurance remains above pre-crisis levels.\n- The persistence of higher deposit insurance coverage raises concerns about implicit coverage and moral hazard going forward."
    },
    {
      "heading": "Data and measures",
      "content": "- Coverage year: as of 2013.\n- Safety Net Index: constructed to capture the generosity of deposit insurance schemes and government guarantees on banks’ balance sheets."
    },
    {
      "heading": "Subjects and keywords (as listed)",
      "content": "- Subjects: Bank deposits, Banking, Banking crises, Blanket guarantee, Deposit insurance, Financial crises, Financial services, Government liabilities, Public financial management (PFM).\n- Keywords: Bank deposits; Banking crises; Blanket guarantee; deposit account; Deposit insurance; deposit insurance agency; deposit insurance arrangement; explicit deposit insurance scheme; Financial crises; Financial institutions; Global; government debt-to-GDP ratio; government funding; government guarantee; government indebtedness; Government liabilities; guarantee scheme; insurance arrangement; insurance coverage; insurance scheme; low income; protection scheme; WP.\n\n---\n\n Content in this bundle\n\n- wp14118\n  - wp14118 (Markdown version){rel=\"alternate\" type=\"text/markdown\"}\n  - wp14118 (PDF){rel=\"external\" type=\"application/pdf\"}\n\n---\n\nSource: https://www.imf.org/en/publications/wp/issues/2016/12/31/deposit-insurance-database-41710"
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    "Authors: Asli Demirgüç-Kunt, Edward Kane, Luc Laeven",
    "Published: July 3, 2014",
    "Series: IMF Working Papers",
    "DOI: https://doi.org/10.5089/9781498354479.001",
    "Provides a comprehensive, global database of deposit insurance arrangements as of 2013.",
    "Extends an earlier dataset by:",
    "Creates a Safety Net Index capturing the generosity of the deposit insurance scheme and government guarantees on banks’ balance sheets.",
    "Deposit insurance has become more widespread and more extensive in coverage since the global financial crisis.",
    "The global financial crisis triggered a temporary increase in government protection of non-deposit liabilities and bank assets.",
    "In most cases, these crisis-era guarantees have since been formally removed.",
    "Coverage of deposit insurance remains above pre-crisis levels.",
    "The persistence of higher deposit insurance coverage raises concerns about implicit coverage and moral hazard going forward.",
    "Coverage year: as of 2013.",
    "Safety Net Index: constructed to capture the generosity of deposit insurance schemes and government guarantees on banks’ balance sheets.",
    "Subjects: Bank deposits, Banking, Banking crises, Blanket guarantee, Deposit insurance, Financial crises, Financial services, Government liabilities, Public financial management (PFM).",
    "Keywords: Bank deposits; Banking crises; Blanket guarantee; deposit account; Deposit insurance; deposit insurance agency; deposit insurance arrangement; explicit deposit insurance scheme; Financial crises; Financial institutions; Global; government debt-to-GDP ratio; government funding; government guarantee; government indebtedness; Government liabilities; guarantee scheme; insurance arrangement; insurance coverage; insurance scheme; low income; protection scheme; WP.",
    "**_wp14118**"
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