{
  "title": "The Effects of the Global Crisison Islamic and Conventional Banks: A Comparative Study",
  "publication": "IMF Working Papers, September 1, 2010",
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  "summary": "This paper examines the performance of Islamic banks (IBs) and conventional banks (CBs) during the recent global crisis by looking at the impact of the crisis on profitability, credit and asset growth, and external ratings in a group of countries where the two types of banks have significant market",
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    {
      "heading": "Summary and main findings",
      "content": "- Examines performance of Islamic banks (IBs) and conventional banks (CBs) during the recent global crisis by analyzing impact on profitability, credit and asset growth, and external ratings in a group of countries where the two types of banks have significant market share.\n- IBs were affected differently than CBs:\n  - Factors related to IBs‘ business model helped limit the adverse impact on profitability in 2008.\n  - Weaknesses in risk management practices in some IBs led to a larger decline in profitability in 2009 compared to CBs.\n  - IBs‘ credit and asset growth performed better than did that of CBs in 2008-09, contributing to financial and economic stability.\n  - External rating agencies‘ re-assessment of IBs‘ risk was generally more favorable."
    },
    {
      "heading": "Research scope and approach",
      "content": "- Comparative analysis focused on countries where Islamic and conventional banks have significant market share.\n- Outcomes evaluated include profitability, credit growth, asset growth, and external ratings.\n- Methodology references: mean test, regression analysis, and use of bank-level and market-share indicators (keywords listed in source).\n\n---\n\n Content in this bundle\n\n- Wp10201\n  - Wp10201 (Markdown version){rel=\"alternate\" type=\"text/markdown\"}\n  - Wp10201 (PDF){rel=\"external\" type=\"application/pdf\"}\n\n---\n\nSource: https://www.imf.org/en/publications/wp/issues/2016/12/31/the-effects-of-the-global-crisison-islamic-and-conventional-banks-a-comparative-study-24183"
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    "Authors: Jemma Dridi, Maher Hasan",
    "Published: September 1, 2010",
    "Series: IMF Working Papers",
    "DOI: https://doi.org/10.5089/9781455205318.001",
    "Examines performance of Islamic banks (IBs) and conventional banks (CBs) during the recent global crisis by analyzing impact on profitability, credit and asset growth, and external ratings in a group of countries where the two types of banks have significant market share.",
    "IBs were affected differently than CBs:",
    "Comparative analysis focused on countries where Islamic and conventional banks have significant market share.",
    "Outcomes evaluated include profitability, credit growth, asset growth, and external ratings.",
    "Methodology references: mean test, regression analysis, and use of bank-level and market-share indicators (keywords listed in source).",
    "**Wp10201**"
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