## What is Driving Women’s Financial Inclusion Across Countries?

_IMF Working Papers, March 5, 2018_

## Source details

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## Bibliographic details
- Authors: Corinne C Delechat, Monique Newiak, Rui Xu, Fan Yang, Goksu Aslan
- Published: March 5, 2018
- Series: IMF Working Papers
- DOI: https://doi.org/10.5089/9781484344460.001

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### Summary and research scope
- Using a broad set of macroeconomic country characteristics to supplement a new and comprehensive micro-level dataset for 140 countries, the study identifies structural factors, policies, and individual characteristics associated with financial inclusion—in general, and for women in particular.
- Data scope: micro-level dataset covering 140 countries.

### Key findings
- Structural country characteristics associated with financial inclusion:
  - Resource-richness.
  - Level of development.
- Policy and institutional factors associated with financial inclusion:
  - Stronger institutions.
  - Financial development.
- Gender gap in financial inclusion:
  - A robust negative relationship between being female and financial inclusion is found, consistent with previous studies.
- Possible explanatory factors for the gender gap:
  - Legal discrimination.
  - Lack of protection from harassment, including at the work place.
  - More diffuse gender norms.

### Methodology (as described)
- Combines macroeconomic country characteristics with a new comprehensive micro-level dataset for 140 countries to analyze associations between structural factors, policies, individual characteristics, and financial inclusion.

### Publication and metadata
- Authors: Corinne C Delechat, Monique Newiak, Rui Xu, Fan Yang, Goksu Aslan
- Date: March 5, 2018
- Series: Working Paper No. 2018/038
- Pages: 31
- Volume: 2018
- Issue: 038
- DOI: https://doi.org/10.5089/9781484344460.001
- ISBN: 9781484344460
- ISSN: 1018-5941

*IMF Working Paper No. 2018/038*

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## Content in this bundle

- **What is Driving Women’s Financial Inclusion Across Countries?, WP/18/38, March 2018**
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  - [What is Driving Women’s Financial Inclusion Across Countries?, WP/18/38, March 2018 (PDF)](/-/media/files/publications/wp/2018/wp1838.pdf){rel="external" type="application/pdf"}

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_Source: https://www.imf.org/en/publications/wp/issues/2018/03/05/what-is-driving-womens-financial-inclusion-across-countries-45670_