{
  "title": "Women in Fintech: As Leaders and Users",
  "publication": "IMF Working Papers, July 15, 2022",
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  "summary": "While digital financial services have made access to finance easier, faster, and less costly, helping to broaden digital financial inclusion, its impact on gender gaps varies across countries. Moreover, women leaders in the fintech industry, although growing, remain scarce.",
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    {
      "heading": "Executive summary",
      "content": "- Digital financial services have made access to finance easier, faster, and less costly, helping to broaden digital financial inclusion, but their impact on gender gaps varies across countries.\n- Women leaders in the fintech industry, although growing, remain scarce.\n- The paper examines: (i) the role of women leaders on firm-level performance in the fintech industry; and (ii) the determinants of gender gaps in the usage of digital services to better understand cross-country differences.\n- Key empirical results:\n  - Greater gender diversity in the executive board is associated with better performance of fintech firms.\n  - Higher financial and digital literacy of women is associated with lower gender gaps in digital financial inclusion.\n  - Socio-cultural factors also play a key role in explaining gender gaps in the usage of digital financial services."
    },
    {
      "heading": "Findings on women leaders and firm performance",
      "content": "- Presence and growth:\n  - Women leaders in fintech are increasing but remain scarce (statement from the paper).\n- Firm-level association:\n  - Greater gender diversity in the executive board is associated with better performance of fintech firms (finding reported in the paper)."
    },
    {
      "heading": "Determinants of gender gaps in digital financial service usage",
      "content": "- Literacy:\n  - Higher financial literacy of women is associated with lower gender gaps in digital financial inclusion.\n  - Higher digital literacy of women is associated with lower gender gaps in digital financial inclusion.\n- Socio-cultural factors:\n  - Socio-cultural factors play a key role in cross-country differences in gender gaps in the usage of digital financial services."
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      "content": "- IMF Working Papers.\n- Pages: 30\n- Volume: 2022\n- Issue: 140\n- DOI: https://doi.org/10.5089/9798400215384.001\n- ISBN: 9798400215384\n- ISSN: 1018-5941\n\nSource: Women in Fintech: As Leaders and Users; Purva Khera, Sumiko Ogawa, Ratna Sahay, Mahima Vasishth; July 15, 2022.\n\n---\n\n Content in this bundle\n\n- Working Paper\n  - Working Paper (Markdown version){rel=\"alternate\" type=\"text/markdown\"}\n  - Working Paper (PDF){rel=\"external\" type=\"application/pdf\"}\n\n---\n\nSource: https://www.imf.org/en/publications/wp/issues/2022/07/15/women-in-fintech-as-leaders-and-users-520862"
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    "Authors: Purva Khera, Sumiko Ogawa, Ratna Sahay, Mahima Vasishth",
    "Published: July 15, 2022",
    "Series: IMF Working Papers",
    "DOI: https://doi.org/10.5089/9798400215384.001",
    "Digital financial services have made access to finance easier, faster, and less costly, helping to broaden digital financial inclusion, but their impact on gender gaps varies across countries.",
    "Women leaders in the fintech industry, although growing, remain scarce.",
    "The paper examines: (i) the role of women leaders on firm-level performance in the fintech industry; and (ii) the determinants of gender gaps in the usage of digital services to better understand cross-country differences.",
    "Key empirical results:",
    "Presence and growth:",
    "Firm-level association:",
    "Literacy:",
    "Socio-cultural factors:",
    "IMF Working Papers.",
    "Pages: 30",
    "Volume: 2022",
    "Issue: 140",
    "DOI: https://doi.org/10.5089/9798400215384.001",
    "ISBN: 9798400215384",
    "ISSN: 1018-5941",
    "**Working Paper**"
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