## Artificial Intelligence

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**Canonical URL:** [Artificial Intelligence](https://www.imf.org/en/topics/artificial-intelligence)

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### Overview and Key Findings
- Artificial intelligence is reshaping the global economy, offering major gains for productivity and growth but also raising new risks for inequality and policy design.
- Generative AI is already changing how economies function—from public services to labor markets—and marks a major structural shift with wide implications for jobs, productivity, and income distribution.
- AI diffusion is creating dependencies on a few frontier models, concentrated compute, and innovation ecosystems beyond the reach of many economies, widening a resilience gap between AI leaders and laggards.

### Structural Shift and Economic Implications
- Generative AI constitutes a major structural shift affecting:
  - Jobs
  - Productivity
  - How income is shared
- The structural drivers of the resilience gap include uneven diffusion of AI and development outpacing government readiness; closing the gap will require smarter regulation, public investment, and international coordination.

### Labor Markets and Workers
- Whether AI supports broad‑based prosperity depends on workers’ ability to adapt.
- Demand for digital and AI‑related skills is rising quickly.
- Without large investments in education, reskilling, and lifelong learning, young people and middle‑income workers may face the greatest pressure.
- Policy choices will determine whether workers and firms are adequately prepared for the AI revolution.

### Policy Choices and Recommendations
- Advanced economies:
  - Need to balance innovation with strong safeguards.
- Emerging and developing economies:
  - Must expand digital infrastructure and skills to avoid widening global divides.
- Fiscal policy, social protection, and central‑bank assessments of AI’s impact on labor markets are critical policy levers.
- Closing the resilience gap requires:
  - Smarter regulation
  - Public investment
  - International coordination

### Financial Stability, Supervision, and Cybersecurity
- AI fuels new financial stability risks by enabling more sophisticated cyberattacks; resilience, supervision, and international coordination are essential to safeguard global financial markets.
- Supervisors need practical approaches to leverage AI in supervision and equip themselves to navigate an increasingly complex financial ecosystem.

### Sectoral and Cross‑cutting Considerations
- Public services: AI can boost firm capacity and public services but also create new dependencies.
- Energy and infrastructure: AI’s power-hungry nature requires policies to expand electricity supplies, incentivize alternative sources, and contain price surges.
- Innovation and market structure: Concentration of AI development in a small number of companies and countries can skew technological change toward automation and increase industry concentration, affecting the distribution of gains.

### IMF Role and Activities
- The International Monetary Fund is investigating AI’s broader impact on economies and societies by:
  - Gathering global knowledge through surveillance activities
  - Convening key actors to share successful policy responses and foster international consensus
  - Harmonizing regulations
- The Fund is helping members understand and manage AI’s impact through:
  - Analysis
  - Policy advice
  - Capacity development
  - Examining macroeconomic, labor‑market, and financial‑stability effects
  - Integrating AI considerations into surveillance and technical assistance
  - Convening forums where countries share lessons and practical guidance

### Selected Events and Publications (dates preserved)
- Europe and the Global AI Race — September 21, 2026 (Remarks by Managing Director Georgieva at the ECOFIN Meeting, Dublin, Ireland)
- Global Economic and Financial Implications of Artificial Intelligence: Lessons from a Scenario Planning Exercise — April 3, 2026
- Financial Stability Risks Mount as Artificial Intelligence Fuels Cyberattacks — May 7, 2026
- New Skills and AI Are Reshaping the Future of Work — January 14, 2026
- How Europe Can Capture the AI Growth Dividend — November 20, 2025
- AI Needs More Abundant Power Supplies to Keep Driving Economic Growth — May 13, 2025
- How Artificial Intelligence Can Boost Productivity in Latin America — March 20, 2025
- Panel: The Global Impact of AI: Mind the Gap — April 15, 2026
- How Europe Can Capture the AI Growth Dividend: Macro-Policy Lessons for Productivity and Growth — April 14, 2026

---


## References

- [Europe and the Global AI Race](https://www.imf.org/en/news/articles/2026/09/20/sp091926-europe-and-global-ai-race)
- [Today’s AI policies will shape tomorrow’s job market](https://www.imf.org/en/publications/fandd/issues/series/analytical-series/straight-talk-artificial-intelligence-and-the-economics-of-adjustment-dan-katz)
- [Artificial Intelligence and Cybersecurity in the Financial Sector](https://www.imf.org/en/publications/imf-notes/issues/2026/06/29/artificial-intelligence-and-cybersecurity-in-the-financial-sector-576706)
- [New Economy Forum: AI and the Resilience Gap: Diffusion, Dependency, and the Policy Agenda](https://www.imf.org/en/publications/imf-notes/issues/2026/04/03/global-economic-and-financial-implications-of-artificial-intelligence-lessons-from-a-574924)
- [Regulatory Considerations Regarding Accelerated Use of AI in Securities Markets](https://www.imf.org/en/publications/tnm/issues/2025/12/24/regulatory-considerations-regarding-accelerated-use-of-ai-in-securities-markets-571909)
- [Boosting Growth in Uruguay Through Structural Reforms and Artificial Intelligence](https://www.imf.org/en/publications/selected-issues-papers/issues/2025/11/03/boosting-growth-in-uruguay-through-structural-reforms-and-artificial-intelligence-571572)
- [From Servers to Rates: AI, ICT Capital, and the Natural Rate](https://www.imf.org/en/publications/wp/issues/2025/10/31/from-servers-to-rates-ai-ict-capital-and-the-natural-rate-571484)
- [AI Projects in Financial Supervisory Authorities](https://www.imf.org/en/publications/wp/issues/2025/10/03/ai-projects-in-financial-supervisory-authorities-570625)
- [The Impact of Aging and AI on Japan's Labor Market: Challenges and Opportunities](https://www.imf.org/en/publications/wp/issues/2025/09/19/the-impact-of-aging-and-ai-on-japan-s-labor-market-challenges-and-opportunities-570528)
- [The Impact of Artificial Intelligence on Denmark’s Labor Market](https://www.imf.org/en/publications/selected-issues-papers/issues/2025/08/25/the-impact-of-artificial-intelligence-on-denmarks-labor-market-569930)
- [Generative Artificial Intelligence for Compliance Risk Analysis: Applications in Tax and Customs Administration](https://www.imf.org/en/publications/tnm/issues/2025/08/09/generative-artificial-intelligence-for-compliance-risk-analysis-applications-in-tax-and-567429)
- [The Global Impact of AI: Mind the Gap](https://www.imf.org/en/publications/wp/issues/2025/04/11/the-global-impact-of-ai-mind-the-gap-566129)
- [Asia’s Next Growth Story](https://www.imf.org/en/blogs/articles/2026/09/02/asias-next-growth-story)
- [Financial Stability Risks Mount as Artificial Intelligence Fuels Cyberattacks](https://www.imf.org/en/blogs/articles/2026/05/07/financial-stability-risks-mount-as-artificial-intelligence-fuels-cyberattacks)
- [New Skills and AI Are Reshaping the Future of Work](https://www.imf.org/en/blogs/articles/2026/01/14/new-skills-and-ai-are-reshaping-the-future-of-work)
- [How Europe Can Capture the AI Growth Dividend](https://www.imf.org/en/blogs/articles/2025/11/20/how-europe-can-capture-the-ai-growth-dividend)
- [AI Needs More Abundant Power Supplies to Keep Driving Economic Growth](https://www.imf.org/en/blogs/articles/2025/05/13/ai-needs-more-abundant-power-supplies-to-keep-driving-economic-growth)
- [How Artificial Intelligence Can Boost Productivity in Latin America](https://www.imf.org/en/blogs/articles/2025/03/20/how-artificial-intelligence-can-boost-productivity-in-latin-america)
- [Pablo Peña on why AI is No Match for Human Capital](https://www.imf.org/en/news/podcasts/all-podcasts/2025/11/24/pablo-pena-on-human-capital)
- [Carl Benedikt Frey on AI and Growth](https://www.imf.org/en/news/podcasts/all-podcasts/2025/09/03/carl-benedikt-frey)
- [Yuval Noah Harari on Human Evolution and the AI Revolution](https://www.imf.org/en/news/podcasts/all-podcasts/2024/10/01/yuval-noah-harari)
- [Daniel Susskind on Growth: A History and a Reckoning](https://www.imf.org/en/news/podcasts/all-podcasts/2024/06/11/susskind-on-growth)
- [AI that Shares the Wealth: Stephanie Bell](https://www.imf.org/en/news/podcasts/all-podcasts/2024/01/04/stephanie-bell)
- [AI’s Real Risk to Wages: Andrew Berg and Maryam Vaziri](https://www.imf.org/en/news/podcasts/all-podcasts/2023/12/07/berg-vaziri-ai-risks-to-wages)
- [Harnessing AI for Resilient Financial Sectors: Implications for Supervisors](https://meetings.imf.org/en/2026/spring/schedule/2026/04/15/new-economy-forum-ai-and-the-resilience-gap-diffusion-dependency-and-the-policy-agenda207110)
- [New Economy Forum: Strategies for the Future: Digitalization of the Economy and AI](https://www.imf.org/en/videos/view/6382864124112)
- [Towards an AI-Ready Workforce: A Strategic Public-Private Collaboration](https://www.imf.org/en/Videos/view?vid=6371897380112)
- [Getting the Foundations for AI Right](https://www.imf.org/en/Videos/view?vid=6371909212112)

_Source: https://www.imf.org/en/topics/artificial-intelligence_