Peru : Selected Issues Paper

Publication Date: February 22, 2013
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Summary: The purpose of the study is to examine Peru’s effective interest spread through accounting decompositions, financial ratio analysis, and spread regressions. The government’s financial restructuring programs accelerated the banking sector consolidation process. Robustness of Peru’s credit system and interest rate decomposition has also been viewed. Three key financial ratios—return on equity (RoE), return on assets (RoA), and net interest margin (NIM)—focused by financial statements, have also been studied. Finally, the framework of Espino and Carrera used for the estimation of interest rate spreads has also been discussed.
Series: Country Report No. 13/46
Subject(s): Selected issues | Fiscal policy | Public sector savings | Public debt | Banking sector | International trade | Terms of trade | Exports | Commodity prices | Mining sector | Monetary policy | Peru

Publication Date: February 22, 2013
ISBN/ISSN: 9781475582604/1934-7685 Format: Paper
Stock No: 1PEREA2013002 Pages: 51
US$18.00 (Academic Rate:
US$18.00 )
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