Denmark: Financial Sector Assessment Program: Technical Note: The Danish Mortgage Market: A Comparative Analysis
IMF Staff Country Reports, March 23, 2007
Source details
- Canonical URL
- Denmark: Financial Sector Assessment Program: Technical Note: The Danish Mortgage Market: A Comparative Analysis
Other formats
Bibliographic details
- Published: March 23, 2007
- Series: IMF Staff Country Reports
- DOI: https://doi.org/10.5089/9781451811209.002
Scope and purpose
- Presents a comparative analysis of the Danish Mortgage Market.
- Discusses the particularities of the regulatory framework of the Danish mortgage system.
- Compares and contrasts mortgage financing in Denmark and in other European countries, examining both:
- the product side, and
- the funding side.
- Elaborates recent European regulatory evolutions that could have potentially far-reaching consequences for the Danish mortgage system.
- Highlights the challenges faced by the Danish mortgage system.
Major analytical themes covered
- Regulatory framework specifics of the Danish mortgage system.
- Mortgage product structures in Denmark versus other European countries (fixed-rate mortgage and other mortgage products noted in keywords).
- Funding and investor base for Danish mortgage banks, mortgage bonds, and covered bonds.
- Interaction between mortgage bank capital base, credit institutions, and investor demand.
- Implications of recent European regulatory changes for mortgage registration, mortgage bond structures, and covered bonds.
- Challenges for mortgage borrowers and the mortgage system more broadly.
Keywords and subjects (as listed)
- Subjects: Bonds, Covered bonds, Credit, Financial institutions, Loans, Money, Mortgages
- Keywords: Bonds, capital base, Covered bonds, CR, Credit, credit institution, Europe, fixed-rate mortgage, investor base, ISCR, Loans, mortgage bank, mortgage bond, mortgage borrower, mortgage product, mortgage registration, mortgage system, Mortgages