IMF Staff Country Reports

France: Financial System Stability Assessment

July 14, 2025

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Format: Chicago

International Monetary Fund. Monetary and Capital Markets Department "France: Financial System Stability Assessment", IMF Staff Country Reports 2025, 180 (2025), accessed 12/15/2025, https://doi.org/10.5089/9798229017428.002

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Summary

The French financial system has proven resilient to the shocks of the last five
years but faces headwinds from domestic and external policy uncertainty and high fiscal
consolidation needs. Bank-insurance conglomerates that include four Global
Systemically Important Banks dominate the financial landscape, and financial markets
have become increasingly complex in the post-Brexit environment. Banks’ capital and
liquidity buffers remain high, but with low profitability versus peers.

Subject: Anti-money laundering and combating the financing of terrorism (AML/CFT), Crime, Financial institutions, Financial sector policy and analysis, Financial sector stability, Mutual funds, Stress testing

Keywords: Anti-money laundering and combating the financing of terrorism (AML/CFT), B. bank solvency, bank Performance, bank-insurance conglomerate, E. investment fund liquidity risk, Financial sector stability, Global, investment fund liquidity stress test result, Mutual funds, Stress testing