European Union: Publication of Financial Sector Assessment Program Documentation—Technical Note on Deposit Insurance
March 15, 2013
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This article is an overview of existing deposit insurance in the European Union. There are various national deposit schemes that form the source of insurance. The schemes come up with various coverage, contributions, and fund sizes. The recent financial crisis has brought about a change in the coverage system. The main intention of this insurance is to enhance financial stability. The role of this insurance varies both within the EU and worldwide. This insurance is important to sustain financial integration and internal functioning.
Subject: Bank deposits, Bank resolution, Bank resolution framework, Banking, Deposit insurance, Distressed institutions, Financial crises, Financial institutions, Systemic crises
Keywords: bank, Bank resolution, Bank resolution framework, bank resolution fund, CR, deposit, Deposit insurance, deposit insurance agency, deposit insurer, depositor, depositor payout, depositor preference, DGS, Distressed institutions, EU bank resolution fund, EU deposit guarantee schemes, Global, insurance, insurance pool, insurance scheme, ISCR, payout activity, protection scheme, resolution fund, Systemic crises
Pages:
16
Volume:
2013
DOI:
Issue:
066
Series:
Country Report No. 2013/066
Stock No:
1EUREA2013002
ISBN:
9781475542646
ISSN:
1934-7685
