Post-crisis International Banking: An Analysis with New Regulatory Survey Data
IMF Working Papers, April 8, 2016
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- Post-crisis International Banking: An Analysis with New Regulatory Survey Data
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Bibliographic details
- Authors: Hibiki Ichiue, Frederic Lambert
- Published: April 8, 2016
- Series: IMF Working Papers
- DOI: https://doi.org/10.5089/9781475566703.001
Main findings
- Foreign bank lending has stopped growing since the global financial crisis.
- Changes in banks’ business models, balance-sheet adjustments, and the tightening of banking regulations are potential drivers of this prolonged slowdown.
- Existing literature suggests an opposite effect related to regulation, with tighter regulations encouraging foreign lending through regulatory arbitrage.
- Using new survey data on regulations specific to banks’ international operations, the authors find:
- Regulatory tightening can explain about half of the decline in the foreign lending-to-GDP ratio between 2007 and 2013.
- Regulatory changes in home countries have had a larger effect than those in host countries.
Data and scope
- New survey data on regulations specific to banks’ international operations were used to investigate the impact of regulatory changes on foreign lending.
- Time horizon analyzed for the principal quantitative result: 2007 to 2013.
Subjects and keywords
- Subject: Bank regulation; Banking; Exchange rates; Financial crises; Financial institutions; Financial regulation and supervision; Foreign banks; Foreign currency exposure; Foreign exchange; Money
- Keywords: bank; bank activity; bank capital; Bank regulation; exchange rate; Exchange rates; financial statements practice; Foreign banks; Foreign currency exposure; GDP; Global; incorporated bank; international banking; international operation; regulation; U.S. dollar; WP
Publication metadata
- Authors: Hibiki Ichiue, Frederic Lambert
- Date: April 8, 2016
- Publication: IMF Working Papers
- Pages: 35
- Volume: 2016
- Issue: 088
- Series: Working Paper No. 2016/088
- DOI: https://doi.org/10.5089/9781475566703.001
- Stock No: WPIEA2016088
- ISBN: 9781475566703
- ISSN: 1018-5941
Source: IMF Working Paper "Post-crisis International Banking: An Analysis with New Regulatory Survey Data" by Hibiki Ichiue and Frederic Lambert (April 8, 2016).