BoE

Bank of Estonia

BSD

Banking Supervision Department

CBA

Currency Board Arrangement

CI Act

Credit Institutions Act

CIS

Commonwealth of Independent States

CPA

Core Principles Assessment

CPs

Basel Committee's Core Principles for Effective Banking Supervision

DGF

Deposit Guarantee Fund

DM

Deutsche mark

DVP

Delivery Versus Payment

ECB

European Central Bank

ECDS

Estonian Central Depository for Securities

EEK

Estonian kroon

EMU

European Economic and Monetary Union

ERM II

Exchange Rate Mechanism II (for EMU)

EU

European Union

EUR

Euro €

FDI

Foreign Direct Investment

FSAP

Financial Sector Assessment Program

FSU

Former Soviet Union

GAAP

Generally Accepted Accounting Principles

GDP

Gross Domestic Product

IAIS

International Association of Insurance Supervisors

IBPS

Interbank Payment System

IOSCO

International Organization of Securities Commissions

ISA

Insurance Supervisory Authority

LOLR

Lender-of-Last-Resort Facility

MOU

Memorandum of Understanding

NPL

Nonperforming loans

OTC

Over-the-counter

ROA

Return on Assets

ROE

Return on Equity

SAO

State Audit Office

S&L

Savings and Loan Association

SI

Securities Inspectorate

SMEs

Small- and Medium-sized Enterprises (or micro-enterprises)

SRO

Self-regulatory Organization

TSE

Tallinn Stock Exchange