Fintech

Source details

• Canonical URL: Fintech
• Part of: IMF Blogs
• Browse all topics: Topics

Contents

• Tokenization Can Change The World's Financial Architecture
  • Published: July 2, 2026
  • Authors: Tobias Adrian
  • Summary: Policy choices will determine whether tokenized finance strengthens or fragments the financial system
• How Stablecoins Can Improve Payments and Global Finance
  • Published: December 4, 2025
  • Authors: Tobias Adrian, Marcello Miccoli, Nobuyasu Sugimoto
  • Summary: New technology can foster innovation and financial inclusion, or cause fragmentation and turbulence in many countries
• How Stablecoins and Other Financial Innovations May Reshape the Global Economy
  • Published: September 4, 2025
  • Authors: Gita Bhatt
  • Summary: Policymakers will need to achieve a difficult balance between benefits and risks while safeguarding both individual consumers and financial stability
• Digital Money, Carefully Managed, Can Aid Pacific Island Growth and Equality
  • Published: March 25, 2024
  • Authors: Bo Li, Anca Paduraru, Yong Sarah Zhou
  • Summary: A cautious step-by-step approach would help the region explore new technologies effectively to deliver economic and social gains while managing risks
• Central Bank Digital Currency Development Enters the Next Phase
  • Published: November 20, 2023
  • Authors: Tobias Adrian, Dong He, Tommaso Mancini-Griffoli, Tao Sun
  • Summary: Many of the world’s monetary authorities are seeking more guidance on how best to pursue digital forms of central bank money
• How Pandemic Accelerated Digital Transformation in Advanced Economies
  • Published: March 21, 2023
  • Authors: Florence Jaumotte, Myrto Oikonomou, Carlo Pizzinelli, Marina M. Tavares
  • Summary: Digital technologies shielded labor and productivity from the pandemic, while lagging countries accelerated the adoption of technology. However, digitalization gaps persist.
• Mounting Cyber Threats Mean Financial Firms Urgently Need Better Safeguards
  • Published: March 2, 2023
  • Authors: Tobias Adrian, Caio Ferreira
  • Summary: Regulators and supervisors must act now to strengthen the prudential framework
• Technology Behind Crypto Can Also Improve Payments, Providing a Public Good
  • Published: February 23, 2023
  • Authors: Tobias Adrian, Tommaso Mancini-Griffoli
  • Summary: A new kind of multilateral platform could improve cross-border payments, leveraging technological innovations for public policy objectives
• Crypto Contagion Underscores Why Global Regulators Must Act Fast to Stem Risk
  • Published: January 18, 2023
  • Authors: Bo Li, Nobuyasu Sugimoto
  • Summary: Stronger financial regulation and supervision, and developing global standards, can help address many concerns about crypto assets
• Asia's Productivity Needs a Boost That Digitalization Can Provide
  • Published: January 10, 2023
  • Authors: Antoinette M. Sayeh, Era Dabla-Norris, Tidiane Kinda
  • Summary: Amid slowing global growth, promoting technological adoption and closing digital divides can help the region boost aggregate productivity and economic output
• From Crypto to Central Bank Digital Currency, Podcast Tracks Fintech Boom
  • Published: December 21, 2022
  • Authors: Tobias Adrian, Tara Iyer
  • Summary: Our series examines how regulators, investors and central banks are embracing the promise—and bracing for the peril—of evolving financial technologies
• Africa’s Growing Crypto Market Needs Better Regulations
  • Published: November 22, 2022
  • Authors: Habtamu Fuje, Saad Quayyum, Tebo Molosiwa
  • Summary: The risks from crypto assets are evident—it’s time to regulate
• Crypto is More in Line with Asian Equities, Highlighting Need for Regulation
  • Published: August 21, 2022
  • Authors: Nada Choueiri, Anne-Marie Gulde-Wolf, Tara Iyer
  • Summary: Crypto trading volume, and co-movement with equity markets, has surged in the region.
• More African Central Banks Are Exploring Digital Currencies
  • Published: June 24, 2022
  • Authors: Habtamu Fuje, Saad Quayyum, Franck Ouattara
  • Summary: Several sub-Saharan African central banks are exploring or in the pilot phase of a digital currency, following Nigeria’s October introduction of e-Naira.
• How Crypto and CBDCs Can Use Less Energy Than Existing Payment Systems
  • Published: June 17, 2022
  • Authors: Itai Agur, Xavier Lavayssière, Germán Villegas Bauer
  • Summary: Environmentally conscious design can make a major difference in the energy efficiency of digital currencies.
• Fast-Moving FinTech Poses Challenge for Regulators
  • Published: April 13, 2022
  • Authors: Antonio Garcia Pascual, Fabio Natalucci
  • Summary: Emerging firms are quickly making inroads into critical financial services, and often taking on more risk than traditional banks.
• Crypto Prices Move More in Sync With Stocks, Posing New Risks
  • Published: January 11, 2022
  • Authors: Tobias Adrian, Tara Iyer, Mahvash S. Qureshi
  • Summary: There’s a growing interconnectedness between virtual assets and financial markets.
• Making Electronic Money Safer in the Digital Age
  • Published: December 14, 2021
  • Authors: José Garrido, Jan Nolte
  • Summary: As e-money use grows, regulators need to focus on consumer protection and the integrity of the overall payments system.
• Global Crypto Regulation Should be Comprehensive, Consistent, and Coordinated
  • Published: December 9, 2021
  • Authors: Tobias Adrian, Dong He, Aditya Narain
  • Summary: The IMF’s mandate is to safeguard the stability of the international monetary and financial system, and crypto assets are changing the system profoundly.
• Crypto Boom Poses New Challenges to Financial Stability
  • Published: October 1, 2021
  • Authors: Dimitris Drakopoulos, Fabio Natalucci, Evan Papageorgiou
  • Summary: As crypto assets take hold, regulators need to step up.
• Making The Digital Money Revolution Work for All
  • Published: July 29, 2021
  • Authors: Tobias Adrian, Tommaso Mancini-Griffoli
  • Summary: History moves in uneven steps. Just as the telegraph erased time and distance in the 19th century, today’s innovations in digital money may bring significant changes in the way we lead our lives. The shift to electronic payments and social interactions brought on by the pandemic may cause similarly rapid and widespread transformations.
• Cryptoassets as National Currency? A Step Too Far
  • Published: July 26, 2021
  • Authors: Tobias Adrian, Rhoda Weeks-Brown
• Public and Private Money Can Coexist in the Digital Age
  • Published: February 18, 2021
  • Authors: Tobias Adrian, Tommaso Mancini-Griffoli
  • Summary: We value innovation and diversity—including in money. In the same day, we might pay by swiping a card, waving a phone, or clicking a mouse. Or we might hand over notes and coins, though in many countries increasingly less often.
• What is Really New in Fintech
  • Published: December 17, 2020
  • Authors: Arnoud Boot, Peter Hoffmann, Luc Laeven, Lev Ratnovski
• Time is Ripe for Innovation in the World of Sovereign Debt Restructuring
  • Published: November 19, 2020
  • Authors: Peter Breuer, Charles Cohen
• Digital Solutions for Small Businesses in the Middle East and North Africa
  • Published: September 22, 2020
  • Authors: Inutu Lukonga
• Digital Currencies: The Rise of Stablecoins
  • Published: September 19, 2019
  • Authors: Tobias Adrian, Tommaso Mancini-Griffoli
• Five Facts on Fintech
  • Published: June 27, 2019
  • Authors: Tobias Adrian, Ceyla Pazarbasioglu
  • Summary: From artificial intelligence to mobile applications, technology helps to increase your access to secure and efficient financial products and services.
• Fintech Can Cut Costs of Remittances to Latin America
  • Published: May 7, 2019
  • Authors: The Editors
• Fintech in Sub-Saharan Africa: A Potential Game Changer
  • Published: February 14, 2019
• China’s Digital Dividend
  • Published: February 6, 2019
  • Authors: Longmei Zhang, Sally Chen
• The Digital Accelerator: Revving Up Government in Asia
  • Published: September 26, 2018
  • Authors: Vitor Gaspar, Chang Yong Rhee
• Our Digital Future
  • Published: May 30, 2018
• The Digital Gamble: New Technology Transforms Fiscal Policy
  • Published: April 12, 2018
  • Authors: Vitor Gaspar, Geneviève Verdier
• Addressing the Dark Side of the Crypto World
  • Published: March 13, 2018
  • Authors: Christine Lagarde

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Source: https://www.imf.org/en/blogs/topics/fintech