The Design and Implementation of Deposit Insurance Systems

Author/Editor:

David S. Hoelscher ; Michael W Taylor ; Ulrich H Klueh

Publication Date:

December 7, 2006

Electronic Access:

Link to Abstract

Summary:

This paper describes recently established deposit insurance systems, identifying emerging trends. In line with previous IMF work on the subject, it argues against the development of "best practices" applicable to all systems. Rather, it stresses the importance of incorporating each country’s individual objectives in adopting a deposit insurance system, as well as that country’s characteristics, to ensure an effective system that minimizes disincentives and distortions to financial sector intermediation. The paper includes a summary of the academic literature.

Series:

Occasional Paper No. 251

Subject:

English

Publication Date:

December 7, 2006

ISBN/ISSN:

9781589065031/0251-6365

Stock No:

S251EA

Price:

$30.00 (Academic Rate:$28.00)

Format:

Paper

Pages:

88

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