The Performance of Indian Banks During Financial Liberalization

Author/Editor:

Petya Koeva Brooks

Publication Date:

July 1, 2003

Electronic Access:

Free Download. Use the free Adobe Acrobat Reader to view this PDF file

Disclaimer: This Working Paper should not be reported as representing the views of the IMF.The views expressed in this Working Paper are those of the author(s) and do not necessarily represent those of the IMF or IMF policy. Working Papers describe research in progress by the author(s) and are published to elicit comments and to further debate

Summary:

This paper provides new empirical evidence on the impact of financial liberalization on the performance of Indian commercial banks. The analysis focuses on examining the behavior and determinants of bank intermediation costs and profitability during the liberalization period. The empirical results suggest that ownership type has a significant effect on some performance indicators and that the observed increase in competition during financial liberalization has been associated with lower intermediation costs and profitability of the Indian banks.

Series:

Working Paper No. 2003/150

Subject:

English

Publication Date:

July 1, 2003

ISBN/ISSN:

9781451856989/1018-5941

Stock No:

WPIEA1502003

Pages:

33

Please address any questions about this title to publications@imf.org