Post-Crisis Changes in Global Bank Business Models: A New Taxonomy

Author/Editor:

John C Caparusso ; Yingyuan Chen ; Peter Dattels ; Rohit Goel ; Paul Hiebert

Publication Date:

December 27, 2019

Electronic Access:

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Disclaimer: IMF Working Papers describe research in progress by the author(s) and are published to elicit comments and to encourage debate. The views expressed in IMF Working Papers are those of the author(s) and do not necessarily represent the views of the IMF, its Executive Board, or IMF management.

Summary:

The Global Financial Crisis unleashed changes in the operating and regulatory environments for large international banks. This paper proposes a novel taxonomy to identify and track business model evolution for the 30 Global Systemically Important Banks (G-SIBs). Drawing from banks’ reporting, it identifies strategies along four dimensions –consolidated lines of business and geographic orientation, and the funding models and legal entity structures of international operations. G-SIBs have adjusted their business models, especially by reducing market intensity. While G-SIBs have maintained international orientation, pressures on funding models and entity structures could affect the efficiency of capital flows through the bank channel.

Series:

Working Paper No. 19/295

Subject:

English

Publication Date:

December 27, 2019

ISBN/ISSN:

9781513522883/1018-5941

Stock No:

WPIEA2019295

Format:

Paper

Pages:

34

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