Germany: Financial Sector Assessment Program-Financial System Stability Assessment
June 29, 2016
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This paper evaluates the risks and vulnerabilities of the German financial system and reviews both the German regulatory and supervisory framework and implementation of the common European framework insofar as it is relevant for Germany. The country is home to two global systemically important financial institutions, Deutsche Bank AG and Allianz SE. The system is also very heterogeneous, with a range of business models and a large number of smaller banks and insurers. The regulatory landscape has changed profoundly with strengthened solvency and liquidity regulations for banks (the EU Capital Requirements Regulation and Directive IV), and the introduction of macroprudential tools.
Subject: Banking, Commercial banks, Financial institutions, Financial sector policy and analysis, Financial sector stability, Insurance companies, Liquidity requirements, Solvency, Stress testing
Keywords: average equity, bank funding, bank profitability, bank resolution regime, banking sector, banking system, bridge financing, capital loss, central bank, Commercial banks, coverage ratio, CR, CRD IV Liquidity coverage ratio, Financial sector stability, Global, Insurance companies, interest rate, ISCR, private sector, Solvency, solvency indicator, Stress testing, valuation loss
Pages:
118
Volume:
2016
DOI:
Issue:
189
Series:
Country Report No. 2016/189
Stock No:
1DEUEA2016001
ISBN:
9781475577730
ISSN:
1934-7685
