France: Financial System Stability Assessment
July 14, 2025
Summary
The French financial system has proven resilient to the shocks of the last five
years but faces headwinds from domestic and external policy uncertainty and high fiscal
consolidation needs. Bank-insurance conglomerates that include four Global
Systemically Important Banks dominate the financial landscape, and financial markets
have become increasingly complex in the post-Brexit environment. Banks’ capital and
liquidity buffers remain high, but with low profitability versus peers.
years but faces headwinds from domestic and external policy uncertainty and high fiscal
consolidation needs. Bank-insurance conglomerates that include four Global
Systemically Important Banks dominate the financial landscape, and financial markets
have become increasingly complex in the post-Brexit environment. Banks’ capital and
liquidity buffers remain high, but with low profitability versus peers.
Subject: Anti-money laundering and combating the financing of terrorism (AML/CFT), Crime, Financial institutions, Financial sector policy and analysis, Financial sector stability, Mutual funds, Stress testing
Keywords: Anti-money laundering and combating the financing of terrorism (AML/CFT), B. bank solvency, bank Performance, bank-insurance conglomerate, E. investment fund liquidity risk, Financial sector stability, Global, investment fund liquidity stress test result, Mutual funds, Stress testing
Pages:
72
Volume:
2025
DOI:
Issue:
180
Series:
Country Report No. 2025/180
Stock No:
1FRAEA2025002
ISBN:
9798229017428
ISSN:
1934-7685





