Pension Reform in India

ByRobert Gillingham, Daniel S Kanda

September 1, 2001

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Disclaimer: This Working Paper should not be reported as representing the views of the IMF.The views expressed in this Working Paper are those of the author(s) and do not necessarily represent those of the IMF or IMF policy. Working Papers describe research in progress by the author(s) and are published to elicit comments and to further debate

Summary

This paper reviews the current state of the pension system in India, as well as plans to reform it. Problems with the current system are identified, and, within this context, the appropriate role of the government in retirement saving is discussed. Finally, the OASIS reform proposal is evaluated and additional reform options are presented.

Subject: Aging, Expenditure, Labor, Pension spending, Pensions, Population and demographics, Retirement, Wages

Keywords: Aging, basis point, EPF funds, EPF rate, EPF retirement claim, EPF system, fund manager, individual retirement accounts, investment strategy, Pension spending, Pensions, personal saving, provident fund, Public pensions, rate of return stream, rate-of-return guarantee, Retirement, Wages, WP

Pages:
30
Volume:
2001
DOI:
https://doi.org/10.5089/9781451854824.001
Issue:
125
Series:
Working Paper No. 2001/125
Stock No:
WPIEA1252001
ISBN:
9781451854824
ISSN:
1018-5941

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