Lao People’s Democratic Republic: Technical Assistance Report-Risk-Based Banking Supervision
IMF Staff Country Reports, June 18, 2020
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- Lao People’s Democratic Republic: Technical Assistance Report-Risk-Based Banking Supervision
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Bibliographic details
- Published: June 18, 2020
- Series: IMF Staff Country Reports
- DOI: https://doi.org/10.5089/9781513548012.002
Implementation of Risk-Based Supervision (RBS)
- The Banking Supervision Department (BSD) of the BoL is implementing risk-based supervision (RBS) methods.
- BoL staff are showing favorable results in understanding and applying RBS.
- BSD recognizes that staff are still in the early stages of capacity development.
Legal and regulatory developments
- A new commercial banking law became effective in June 2019.
- The law incorporates expectations that financial institutions:
- establish appropriate risk management systems,
- maintain adequate capital and liquidity.
- The law gives the BoL purview over the adequacy of risk management in banks.
Subjects and focal areas covered
- Asset and liability management
- Bank legislation
- Bank supervision
- Banking
- Commercial banks
- Financial institutions
- Financial regulation and supervision
- Foreign banks
- Liquidity indicators
- Liquidity management
- Loans
Keywords and operational elements
- Bank legislation
- Bank supervision
- BSD manager
- BSD staff
- business model
- Commercial banks
- CR
- Foreign banks
- ISCR
- Liquidity management
- Loans
- parent bank strength
- RAS report
- RBS manual
- RBS method
Content in this bundle
- 1laoea2020001