Household Deleveraging: International Practices: Thailand

May 9, 2025

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Format: Chicago

Ying Xu. "Household Deleveraging: International Practices: Thailand", Selected Issues Papers 2025, 055 (2025), accessed June 12, 2025, https://doi.org/10.5089/9798229010801.018

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Summary

Household sector over-indebtedness has been a critical issue in Thailand in recent years. This paper starts with a summary of the deleveraging measures implemented so far in Thailand, and then presents four country case studies (Brazil, Hungary, Korea, and Malaysia), with a focus on the measures introduced by the authorities to address high levels of unsecured loans as they are more relevant to Thailand’s current risk profile. The case studies are followed by a brief overview of other relevant international experiences in facilitating debt rehabilitation, forgiveness, and bankruptcy. The study concludes by suggesting a comprehensive, multi-pronged approach to household deleveraging in Thailand.

Subject: Consumer credit, Consumer loans, Credit, Financial institutions, Loans, Money, Nonperforming loans

Keywords: Consumer credit, Consumer loans, Country case studies, Credit, Current risk profile, Debt rehabilitation, Debt relief, Eastern Europe, Global, Household debt, Issue in Thailand, Loans, Nonperforming loans

Publication Details

Pages:

22
Volume:

2025
DOI:

https://doi.org/10.5089/9798229010801.018
Issue:

055
Series:

Selected Issues Paper No. 2025/055
Stock No:

SIPEA2025055
ISBN:

9798229010801
ISSN:

2958-7875

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