Technology | December 2025A New Industrial Revolution?Artificial intelligence may rival steam, electricity, and computing—but history suggests its full economic impact will take timeNIALL KISHTAINYDante Disparte on Stablecoins and the Future of FinanceWhile the volatility of digital currencies like Bitcoin has kept it out of traditional banking systems, stablecoin is gaining ground in the race for a suitable digital counterpart to fiat currency. Dante Disparte heads strategy and global policy at Circle, which issues two of the world's most widely traded stablecoins. In this podcast, he says stablecoin money can help overcome some of the inefficiencies of the traditional banking system.DANTE DISPARTEPablo Peña on why AI is No Match for Human CapitalWhile artificial intelligence continues to outperform our human abilities in many areas, Pablo Pena believes critical thinking and curiosity are what will keep us in the driver's seat. Pena is an associate professor of economics at the University of Chicago and author of Human Capital for Humans: An Accessible Introduction to the Economic Science of People. In this Podcast, Pena and journalist Rhoda Metcalfe discuss his article in the December issue of Finance & Development magazine.PABLO PENALoad MoreRelated LinksF&D HomepageF&D TopicsF&D AuthorsCountry Focus