Germany : Technical Note on Banking Sector Structure

Publication Date: December 23, 2011

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Summary: This Technical Note focuses on banking sector structure in Germany. Germany’s banking system comprises three “pillars”—private commercial banks, public sector banks, and cooperative banks—distinguished by the ownership structure and business orientation. The German banking system includes a large number of institutions in both absolute and relative terms. This note describes the evolution of Germany’s three-pillar banking system. It analyzes capitalization, credit and the intermediation of savings, and bank profitability and efficiency. It also examines the benefits of public involvement and governance in the banking system.
Series: IMF Staff Country Reports
Subject(s): Bank supervision | Banking sector | Banking systems | Commercial banks | Financial Sector Assessment Program

Publication Date: December 23, 2011
ISBN/ISSN: 9781463928551/1934-7685 Format: Paper
Stock No: 1DEUEA2011010 Pages: 33
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